424 Little Spring Hill Dr, Ocoee, FL 34761 Property Records

Orange County property record for 424 Little Spring Hill Dr, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,092 sqft · built 1980
Lot Size	0.197 acres (8,597 sqft)
Owner	Individual Name on File
Last Sale	$333,000 (Aug 2023)
Tax Bill	$4,441 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jul 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-22-28-8814-00-240`

Property Details

APN / Parcel Number

Primary APN	`08-22-28-8814-00-240`
Alternative APNs	`282208881400240` `230061` `234902` `239470`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,092 sqft Living Area
Gross Area	1,849 sqft
1st Floor Area	1,092 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2005
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,597 sqft (0.197 acres)
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	424 LITTLE SPRING HILL DR
City	OCOEE
State	FL
Zip	34761-1847
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	TWIN LAKES MANOR 2ND ADDITION 9/26 LOT 24
Legal Range	28E
Legal Township	22S
Legal Section	08
Legal Subdivision	TWIN LAKES MANOR 2ND ADD
Legal Tract	8814
Legal Lot Number	24
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	2
Census Block	2015
Census Tract	15003

Owner

424 Little Spring Hill Dr is owned by an individual who bought it in August 2023.

Source: Orange County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	8828 AVA LAKE DR, ORLANDO, FL 32810-2014
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Warranty Deed, Transfer · FHA Mortgage SOUTHERN TRUST MORTGAGE LLC
Jul 21, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRUIST BANK
Jun 15, 2018	Loan Modification, Mortgage · Conventional Mortgage SUNTRUST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2023 · Amount on File
Deed Sale	Aug 17, 2023 · Amount on File
Prior Sale	Aug 16, 2010 · Amount on File
Deed Document Number	2023470585
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 17, 2023
Property Address	424 LITTLE SPRING HILL DR, OCOEE, FL 34761-1847
Document Number	0000470585
Map Reference	MB 9 PG 26
Instrument Date	Aug 10, 2023
Instrument	20230470585
Transaction Type	Transfer
Record Updated	Aug 31, 2023
Title Company	INNOVATIVE TITLE SVCS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,331.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5010 TREASURE CAY RD, TAVARES, FL 32778-4772

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8828 AVA LAKE DR, ORLANDO, FL 32810-2014

Mortgage

Document Number	0000470586
Date	Aug 17, 2023
Instrument	20230470586

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Mortgage

Document Number	0000470587
Date	Aug 17, 2023
Instrument	20230470587

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company
Address	LAKEWOOD, NJ 08701

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	424 LITTLE SPRING HILL DR, OCOEE, FL 34761-1847
Transaction Type	Mortgage
Record Updated	Aug 6, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 LITTLE SPRING HILL DR, OCOEE, FL 34761-1847

Mortgage

Document Number	20210439284
Date	Jul 21, 2021
Instrument	20210439284

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	324 Months
Due	Jul 1, 2048

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Property Address	424 LITTLE SPRING HILL DR, OCOEE, FL 34761-1847
Document Number	0000426925
Instrument Date	Jun 15, 2018
Transaction Type	Mortgage
Record Updated	Aug 6, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	424 LITTLE SPRING HILL DR OCOEE FL 347611847, OCOEE, FL 34761-1847

Mortgage

Document Number	0000426925
Date	Jul 19, 2018
Instrument	426925

Lender

Name	SUNTRUST MTG
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 18, 2048

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

The 2025 property tax bill for 424 Little Spring Hill Dr was $4,441, up 6.4% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,550 (-0.53%) Land $80,000 Building $190,550	$270,550 (-1.09%) Land $80,000 Building $190,550
2025	$4,441.00 (+6.37%) Homeowner's exemption	$271,997	$273,520 Land $80,000 Building $193,520
2024	$4,175.00 (+274.78%)
2023	$1,114.00 (+5.09%) Homeowner's exemption	$78,078 (+3%)	$237,406 (+9.07%) Land $80,000 Building $157,406
2022	$1,060.00 Homeowner's exemption	$75,804	$217,669 Land $80,000 Building $137,669

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 424 Little Spring Hill Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 424 Little Spring Hill Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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