424 Lewis St, Vermillion, SD 57069 Property Records

Clay County property record for 424 Lewis St, Vermillion, SD 57069

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,737 sqft · built 1920
Lot Size	0.182 acres (7,920 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Sep 2022)
Tax Bill	$2,877 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15280-08200-050-00`

Property Details

APN / Parcel Number

Primary APN	`15280-08200-050-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,737 sqft Living Area
Gross Area	3,465 sqft
1st Floor Area	1,161 sqft
Basement Area	1,152 sqft
Unfinished Basement	1,152 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Marblecrete
Construction Type	Metal Frame
Roof Material	Composition Shingle
Lot Area	7,920 sqft (0.182 acres)
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	152 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	424 LEWIS ST
City	VERMILLION
State	SD
Zip	57069-3201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 & E 10' LOT 5 BLK 82 EAST VERMILLION CITY OF VERMILLION
Legal Subdivision	EAST VERMILLION ADDITION
Legal Block	82
Legal Lot Number	4,5
Jurisdiction	CLAY SD
Township / Civil Division	VERMILLION
Census Block Group	4
Census Block	4017
Census Tract	965900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Jolley Historic District listed 2022 · 264 contributing resources · NRIS 100008377

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

424 Lewis St is owned and occupied by two individuals who bought it in September 2022.

Source: Clay County records, as of April 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	424 LEWIS ST, VERMILLION, SD 57069-3201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
Jun 1, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF THE WEST
May 29, 2020	Warranty Deed, Transfer · Line of Credit BANK OF DIXON COUNTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2022 · Amount on File
Deed Sale	Sep 22, 2022 · Amount on File
Prior Sale	Sep 22, 2022 · Amount on File
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY SD
Recording Date	Sep 22, 2022
Property Address	424 LEWIS ST, VERMILLION, SD 57069-3201
Document Number	000D82/973
Book / Page	D82 / 973
Instrument Date	Sep 22, 2022
Instrument	148412
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	424 LEWIS ST, VERMILLION, SD 57069-3201

Mortgage

Document Number	0000148413
Date	Sep 22, 2022
Instrument	148413

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY SD
Recording Date	Jun 1, 2021
Property Address	424 LEWIS ST, VERMILLION, SD 57069-3201
Document Number	D82/183
Book / Page	D82 / 183
Instrument Date	Jun 1, 2021
Instrument	145446
Transaction Type	Transfer
Record Updated	Jun 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$178.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 LEWIS ST, VERMILLION, SD 57069-3201

Mortgage

Document Number	145447
Date	Jun 1, 2021
Instrument	145447

Lender

Name	BANK OF THE WEST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY SD
Recording Date	May 29, 2020
Property Address	424 LEWIS ST, VERMILLION, SD 57069-3201
Document Number	D81/623
Book / Page	D81 / 623
Instrument Date	May 29, 2020
Instrument	142920
Transaction Type	Transfer
Record Updated	Sep 17, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 E MAIN ST, VERMILLION, SD 57069-2201

Mortgage

Document Number	142921
Date	May 29, 2020
Instrument	142921

Lender

Name	BANK OF DIXON COUNTY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Jun 15, 2040

Interest

Rate	6.25%

Tax Assessment & Valuation

The 2025 property tax bill for 424 Lewis St was $2,877.

Source: Clay County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Clay County
Municipality	Vermillion City
Unified School District	Vermillion School District 13-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,877.00	$159,392 Land $15,998 Building $143,394
2023	$2,645.00 (+9.66%)	$125,970 Land $13,226 Building $112,744
2022	$2,412.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 424 Lewis St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 29, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 424 Lewis St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERMILLION serves 11,695 people · EPA ID SD4600342
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Midco Cable	1,250 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, Santel.

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