424 Lakeview Dr, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 424 Lakeview Dr, Colonial Beach, VA 22443

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,703 sqft · built 2022
Owner	Individual Name on Record
Last Sale	$320,000 (Oct 2025)
Tax Bill	$1,582 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10C 15 1 1`

Property Details

APN / Parcel Number

Primary APN	`10C 15 1 1`
Alternative APN	`13266`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,703 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	13266
Street Address	424 LAKEVIEW DR
City	COLONIAL BEACH
State	VA
Zip	22443-3808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PBE MEADOW VIEW SEC LOT 1 BK 1DB 958 PG 96
Legal Block	1
Legal Lot Number	1
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2021
Census Tract	10300

Owner

Source: Westmoreland County records, as of January 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	424 LAKEVIEW DR, COLONIAL BEACH, VA 22443-3808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Oct 14, 2025	Deed, Transfer · VA Mortgage CMG MORTGAGE INC
Aug 1, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2025 · Amount on Record
Deed Sale	Oct 14, 2025 · Amount on Record
Prior Sale	Aug 1, 2022 · Amount on Record
Deed Document Number	0009961014
Deed Book / Page	996 / 1014
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	424 LAKEVIEW DR, COLONIAL BEACH, VA 22443-3808
Transaction Type	Mortgage
Record Updated	Oct 31, 2025
Title Company	UNKNOWN, MULTIPLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009761623
Date	Feb 28, 2024
Instrument	09761623

Lender

Name	DISCOVER BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 22, 2044

Interest

Rate Type	Fixed Rate

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Oct 14, 2025
Property Address	424 LAKEVIEW DR, COLONIAL BEACH, VA 22443-3808
Document Number	00996/1014
Book / Page	996 / 1014
Instrument Date	Oct 9, 2025
Transaction Type	Transfer
Record Updated	Oct 31, 2025
Title Company	TERRY TITLE, TERRYS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 LAKEVIEW DR, COLONIAL BEACH, VA 22443-3808

Mortgage

Document Number	0009961016
Date	Oct 14, 2025
Instrument	996/1016

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

August 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Aug 1, 2022
Property Address	424 LAKEVIEW DR, COLONIAL BEACH, VA 22443-3808
Document Number	0009580096
Instrument Date	Jul 29, 2022
Instrument	09580096
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 24, 2022
Title Company	REGIS TITLE LLC, RGS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 LAKEVIEW DR, COLONIAL BEACH, VA 22443-3808

Mortgage

Document Number	0009580099
Date	Aug 1, 2022
Instrument	09580099

Lender

Name	AMERIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Westmoreland County
Unified School District	Westmoreland County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,582.00	$232,700 (-) Land $14,000 Building $218,700	$232,700 (-) Land $14,000 Building $218,700
2024	$1,582.00 (+9.71%)	$232,700 (-) Land $14,000 Building $218,700	$232,700 (-) Land $14,000 Building $218,700
2023	$1,442.00	$232,700 Land $14,000 Building $218,700	$232,700 Land $14,000 Building $218,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2003–2006)
Most Recent Claim	Sep 2006 · Tropical Depression Ernesto, Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: All Points Broadband, T-Mobile, Verizon.

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