Virginia Beach City property record for 424 Lake Dr, Virginia Beach, VA 23451
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,618 sqft · built 1956 |
| Lot Size | 0.193 acres (8,447 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $132,500 (Mar 1999) |
| Tax Bill | $5,591 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Mar 2017 Line of Credit |
| APN | 2427-14-1759 |
| Primary APN | 2427-14-1759 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,618 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Elevator | Elevator |
| Year Built | Built 1956 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,447 sqft |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 112 sqft |
| Deck Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 424 LAKE DR |
|---|---|
| City | VIRGINIA BEACH |
| State | VA |
| Zip | 23451-4407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5S |
| Legal Description | PINEWOOD M 1 LOTS 9&10 BLK 2 |
| Legal Section | 03 |
| Legal Subdivision | PINEWOOD |
| Legal Block | 2 |
| Legal Lot Number | 9-10 10 |
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Township / Civil Division | VIRGINIA BEACH |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 44007 |
424 Lake Dr is owned and occupied by two individuals who bought it in March 1999.
Source: Virginia Beach City records, as of November 17, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 424 LAKE DR, VIRGINIA BEACH, VA 23451-4407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN TR MTG |
| Mar 29, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 1999 · Amount on File |
| Deed Sale | Mar 16, 1999 · Amount on File |
| Deed Document Number | 0004025381 |
| Deed Book / Page | 4025 / 381 |
| Prior Transfer Date | Feb 2, 1999 |
| Prior Transfer Doc | 0004025381 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Property Address | 424 LAKE DR, VIRGINIA BEACH, VA 23451-4407 |
| Document Number | 0000729830 |
| Instrument Date | Aug 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 424 LAKE DR VIRGINIA BEACH VA 234514407, VIRGINIA BEACH, VA 23451-4407 |
| Document Number | 0000729830 |
|---|---|
| Date | Aug 14, 2020 |
| Instrument | 729830 |
| Name | SOUTHERN TR MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 13, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Property Address | 424 LAKE DR, VIRGINIA BEACH, VA 23451-4407 |
| Document Number | 0000568120 |
| Instrument Date | Mar 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Name | Verified Name |
|---|---|
| Address | 424 LAKE DR VIRGINIA BEACH VA 234514407, VIRGINIA BEACH, VA 23451-4407 |
| Document Number | 0000568120 |
|---|---|
| Date | Jul 7, 2017 |
| Instrument | 568120 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 6, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 424 Lake Dr was $5,591.
Source: Virginia Beach City assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Virginia Beach City |
| Unified School District | Virginia Beach City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,591.00 | $576,400 Land $396,000 Building $180,400 | $576,400 Land $396,000 Building $180,400 |
| 2023 | $4,592.00 | $463,900 Land $360,000 Building $103,900 | $463,900 Land $360,000 Building $103,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 424 Lake Dr; there have been 3 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 68 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 127 units insured incl. 59 condo units |
| Nearby Flood Claims | 3 (2012–2016) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 424 Lake Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VIRGINIA BEACH serves 437,994 people · EPA ID VA3810900 |
|---|---|
| Water Source | Purchased surface water from CITY OF NORFOLK |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
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