424 High St, Central Falls, RI 02863 Property Records

Central Falls City property record for 424 High St, Central Falls, RI 02863

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details8 bd · 5.5 ba · 7,409 sqft · built 1900
Lot Size0.129 acres (5,632 sqft)
OwnerCompany Name on Record
Last Sale$556,000 (Jul 2022)
Tax Bill$10,288 (2025)
Deeds & MortgagesFeb 2023 Refinance
Jul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7-1953-13

Property Details

APN / Parcel Number

Primary APN7-1953-13
Alternative APN
  • CENT M:01 P:55

Interior

Bedrooms8 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Total Rooms22 Rooms
Units5 Units
Stories3 Stories
Building Area7,409 sqft Total Area
Gross Area10,092 sqft
Basement Area2,523 sqft
Unfinished Basement2,523 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area5,632 sqft (0.129 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number7-1953-13
Street Address424 HIGH ST
CityCENTRAL FALLS
StateRI
Zip02863
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeC-1
JurisdictionCENTRAL FALLS RI
Township / Civil DivisionCENTRAL FALLS
Census Block Group1
Census Block1020
Census Tract10800

Owner

Source: Central Falls City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address14 HOOPER ST, DORCHESTER CENTER, MA 02124-2102
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
BAY STATE SAVINGS BANK
Jul 5, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
CHARTIER PARTNERS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 5, 2022 · Amount on Record
Deed SaleJul 5, 2022 · Amount on Record
Prior SaleDec 29, 2016 · Amount on Record
Deed Book / Page1034 / 211
Record UpdatedSep 20, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCENTRAL FALLS RI
Property Address424 HIGH ST, CENTRAL FALLS, RI 02863
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001048-109
DateFeb 21, 2023
Book Page1048/109
Instrument222
Lender
NameBAY STATE SAVINGS BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCENTRAL FALLS RI
Recording DateJul 5, 2022
Property Address424 HIGH ST, CENTRAL FALLS, RI 02863
Document Number001034-211
Book / Page1034 / 211
Instrument DateJul 5, 2022
Instrument975
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address962 MANTON AVE, PROVIDENCE, RI 02909-5614

Mortgage

Document Number0000000976
DateJul 5, 2022
Instrument976
Lender
NameCHARTIER PARTNERS LLC
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Central Falls City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityCentral Falls City
Unified School DistrictCentral Falls School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$10,288.00 (+17.31%)$778,800 (+91.12%) Land $75,100 Building $703,700
2023$407,500 (+8.81%) Land $65,000 Building $342,500
2022$374,500 Land $65,000 Building $309,500
2021$8,770.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies46 units insured
incl. 39 condo units
Nearby Flood Claims11 (1979–2026)
Claims Outside the SFHA3 of 11
Most Recent ClaimJul 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Sep 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAWTUCKET WATER SUPPLY BOARD VEOLIA-NA
serves 98,130 people · EPA ID RI1592021
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

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