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424 Hemlock Falls Dr, Sylva, NC 28779 Property Records

Jackson County property record for 424 Hemlock Falls Dr, Sylva, NC 28779 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,740 sqft · built 1997
Lot Size0.605 acres (26,376 sqft)
OwnerIndividual Name on File
Last Sale$110,000 (Oct 2011)
Tax Bill$1,301 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN7518-79-8776

Property Details

APN / Parcel Number

Primary APN7518-79-8776
Alternative APN
  • 164555

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,740 sqft Heated Area
1st Floor Area1,120 sqft
Upper Floors Area620 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialAluminum/Vinyl
Roof TypeWood Truss
Roof MaterialAsphalt
Lot Area26,376 sqft (0.605 acres)
PorchSlab
Porch Area200 sqft
Patio Area890 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address424 HEMLOCK FALLS DR
CitySYLVA
StateNC
Zip28779-4613
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOFF BETTYS CREEK RD
Legal SubdivisionBETTYS CREEK
JurisdictionJACKSON NC
Township / Civil DivisionSAVANNAH
Census Block Group2
Census Block2028
Census Tract950500

Owner

Source: Jackson County records · APN 7518-79-8776

Assessment roll updated August 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1714 GRIFFIN AVE, LADY LAKE, FL 32159-3143
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 20, 2011 · Amount on Record
Deed SaleOct 20, 2011 · Amount on Record
Prior SaleJan 25, 2006 · Amount on Record
Deed Book / Page1912 / 186
Prior Transfer DateOct 14, 2011
Prior Transfer Doc0019120189
Record UpdatedJun 08, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON NC
Property Address424 HEMLOCK FALLS DR, SYLVA, NC 28779-4613
Transaction TypeMortgage
Record UpdatedAug 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0022800805
DateOct 19, 2020
Book Page2280/805
Lender
NameSUNCOAST CU
TypeCredit Union
AddressTAMPA, FL 33610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050
Interest
Rate TypeAdjustable Rate
Rate2.75%
Type Change DateJan 01, 2028
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change4.25%
Index1-Year CMT
Max Rate7.75%

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated August 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$1,301.00 (+77.49%)$342,466 (+77.45%) Land $28,920 Building $313,546
2023$733.00$192,990 Land $29,280 Building $163,710

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (37099C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370999505002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2013–2021)
Most Recent ClaimMar 2021, other causes

Wildfire

Wildfire RiskModerate
above 67% of the US · above 90% of North Carolina
Wildfire LikelihoodAbout 1 in 353 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 19 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumFiber1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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