424 Harmon St, Henderson, TN 38340 Property Records

Chester County property record for 424 Harmon St, Henderson, TN 38340

Property Summary

Property Type	Single Family Home
Details	1 ba · 906 sqft · built 1930
Lot Size	0.331 acres (14,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$29,000 (Jul 2024)
Tax Bill	$242 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`012033N B 00200`

Property Details

APN / Parcel Number

Primary APN	`012033N B 00200`
Alternative APN	`033N B 00200 00006046C`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	906 sqft Living Area
1st Floor Area	896 sqft
Basement Area	896 sqft
Finished Basement	896 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,400 sqft (0.331 acres)
Lot Dimensions	240 ft deep x 60 ft wide
Terrain	Rolling
Porch	Slab
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	424 HARMON ST
City	HENDERSON
State	TN
Zip	38340-2108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 06, COUNTY AREA: H80
Jurisdiction	CHESTER TN
Township / Civil Division	6
Census Block Group	3
Census Block	3026
Census Tract	970200

Owner

Source: Chester County records, as of October 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	424 HARMON ST, HENDERSON, TN 38340-2108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST SOUTHERN BANK
Oct 30, 2020	Loan Modification, Mortgage FIRST BK
Nov 6, 2017	Loan Modification, Mortgage · Line of Credit FIRST BK
Aug 8, 2017	Deed of Trust, Mortgage · Line of Credit PEOPLES BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2024 · Amount on Record
Deed Sale	Jul 2, 2024 · Amount on Record
Prior Sale	Aug 4, 2021 · Amount on Record
Deed Document Number	202476439
Deed Book / Page	519 / 297
Prior Transfer Date	Aug 10, 2016
Prior Transfer Doc	0004110738
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER TN
Property Address	424 HARMON ST, HENDERSON, TN 38340-2108
Transaction Type	Mortgage
Record Updated	Dec 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 W THIRD ST, HENDERSON, TN 38340-1826

Mortgage

Document Number	0004850179
Date	Dec 6, 2021
Book Page	485/179
Instrument	69205

Lender

Name	FIRST SOUTHERN BANK
Type	Bank
Address	FLORENCE, AL 35630

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHESTER TN
Property Address	424 HARMON ST, HENDERSON, TN 38340-2108
Document Number	0004660298
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Nov 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	424 HARMON ST HENDERSON TN 383402108, HENDERSON, TN 38340-2108

Mortgage

Document Number	0004660298
Date	Nov 2, 2020
Book Page	000466/000298
Instrument	65605

Lender

Name	FIRST BK
Type	Bank

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Nov 1, 2021

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHESTER TN
Recording Date	Nov 6, 2017
Property Address	424 HARMON ST, HENDERSON, TN 38340-2108
Document Number	0004270261
Book / Page	000427 / 000261
Instrument Date	Oct 31, 2017
Instrument	57654
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	182 W 3RD ST

Mortgage

Document Number	4270261
Date	Nov 6, 2017
Book Page	000427/000261
Instrument	57654

Lender

Name	FIRST BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Nov 5, 2018

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER TN
Property Address	424 HARMON ST, HENDERSON, TN 38340-2108
Document Number	0004250230
Book / Page	000425 / 000230
Instrument Date	Aug 8, 2017
Transaction Type	Mortgage
Record Updated	Oct 12, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 261 HENDERSON TN 383400261, HENDERSON, TN 38340-0261

Mortgage

Document Number	0004250230
Date	Sep 11, 2017
Book Page	000425/000230
Instrument	57226

Lender

Name	PEOPLES BK
Type	Bank
Address	HENDERSON, TN 38340

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 10, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Chester County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Chester County
Municipality	Henderson City
Unified School District	Chester County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$242.00 (+18.05%)	$11,900 (+44.24%)	$47,600 (+44.24%) Land $9,200 Building $38,400
2023	$205.00	$8,250	$33,000 Land $7,000 Building $26,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER DEPT serves 8,924 people · EPA ID TN0000293
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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