424 Hancock St, Findlay, OH 45840 Property Records

Hancock County property record for 424 Hancock St, Findlay, OH 45840

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,611 sqft · built 1900
Lot Size0.23 acres (10,001 sqft)
OwnerIndividual Name on File
Last Sale$186,000 (Dec 2021)
Tax Bill$1,708 (2025)
Deeds & MortgagesAug 2021 Line of Credit
Dec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1011-192-15-026.000

Property Details

APN / Parcel Number

Primary APN1011-192-15-026.000
Alternative APN
  • 570000212940

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,611 sqft Living Area
1st Floor Area1,451 sqft
Basement Area342 sqft
Unfinished Basement342 sqft
FlooringTile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area10,001 sqft (0.23 acres)
Lot Dimensions200 ft deep x 50 ft wide
Garage Area252 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area171 sqft
Deck AreaDeck Area
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address424 HANCOCK ST
CityFINDLAY
StateOH
Zip45840-5010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGAGE & CARLIN ADD LOT 1494
Legal SubdivisionGAGE & CARLIN ADD
Legal Lot Number1494
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group4
Census Block4008
Census Tract800

Owner

Source: Hancock County assessment roll, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address424 HANCOCK ST, FINDLAY, OH 45840-5010
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2021Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Dec 6, 2021Warranty Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 6, 2021 · Amount on Record
Deed SaleDec 6, 2021 · Amount on Record
Prior SaleOct 31, 2006 · Amount on Record
Deed Document Number202113963
Deed Book / Page2589 / 4166
Prior Transfer DateAug 4, 2005
Prior Transfer Doc02271/2606
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address424 HANCOCK ST, FINDLAY, OH 45840-5010
Transaction TypeMortgage
Record UpdatedJun 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address424 HANCOCK ST, FINDLAY, OH 45840-5010

Mortgage

Document Number002586/670
DateAug 27, 2021
Book Page2586/670
Instrument202100010073
Lender
NamePNC BANK NA
TypeBank
Address4540
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueAug 17, 2061
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANCOCK OH
Recording DateDec 6, 2021
Property Address424 HANCOCK ST, FINDLAY, OH 45840-5010
Document Number02589/4166
Book / Page2589 / 4166
Instrument DateNov 24, 2021
Instrument202100013963
Transaction TypeTransfer
Record UpdatedJun 27, 2022
Title CompanyMID S TITLE AGENCY, MID AM TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address424 HANCOCK ST, FINDLAY, OH 45840-5010

Mortgage

Document Number202100013964
DateDec 6, 2021
Instrument202100013964
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,708.00 (+7.9%) Homeowner's exemption$55,690 (+25.01%) Land $7,400 Building $48,290$159,110 (+25.01%) Land $21,130 Building $137,980
2024$1,583.00 (-0.13%)$44,550 (-) Land $5,920 Building $38,630
2023$1,585.00 Homeowner's exemption$44,550 Land $5,920 Building $38,630
2022$127,280 Land $16,900 Building $110,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims30 (1981–2021)
Claims Outside the SFHA3 of 30
Most Recent ClaimJul 2021 · other causes
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2007 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Defiance Holdings
Fixed Wireless
200 / 50
HDER Link
Fixed Wireless
100 / 100

May also be available: BCI Mississippi Broadband, Benton Ridge Telephone Company, T-Mobile USA.

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