424 Granada Dr, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 424 Granada Dr, Chesapeake, VA 23322

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,570 sqft · built 1986
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Tax Bill$5,133 (2025)
Deeds & MortgagesApr 2023 Refinance
May 2021 Refinance
+ 2 more
APN0583002000490

Property Details

APN / Parcel Number

Primary APN0583002000490

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,570 sqft Living Area
1st Floor Area1,064 sqft
Upper Floors Area1,064 sqft
AtticAttic
Attic Area440 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeAttached
Garage Area440 sqft

Exterior Amenities

PorchSlab
Porch Area284 sqft
Deck Area2,449 sqft
Patio Area277 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address424 GRANADA DR
CityCHESAPEAKE
StateVA
Zip23322-8019
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10S: RESI
Legal Description49 LAS GAVIOTAS PH ONE SEC 3A
Legal SubdivisionLAS GAVIOTAS
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1010
Census Tract21016

Owner

424 Granada Dr is owned and occupied by an individual.

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address424 GRANADA DR, CHESAPEAKE, VA 23322-8019
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
LOANDEPOT.COM LLC
May 21, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
LOANDEPOT.COM LLC
Mar 5, 2018Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC
Jul 31, 2020Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address424 GRANADA DR, CHESAPEAKE, VA 23322-8019
Transaction TypeMortgage
Record UpdatedMay 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010656/767
DateApr 26, 2023
Book Page10656/767
Instrument230008332
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMay 1, 2053
Interest
Rate TypeFixed Rate

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address424 GRANADA DR, CHESAPEAKE, VA 23322-8019
Transaction TypeMortgage
Record UpdatedJun 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10375/1217
DateMay 21, 2021
Book Page10375/1217
Instrument210023379
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJun 1, 2051
Interest
Rate TypeFixed Rate

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address424 GRANADA DR, CHESAPEAKE, VA 23322-8019
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9889/49
DateMar 5, 2018
Book Page9889/49
Instrument180005525
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2048
Interest
Rate TypeFixed Rate

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address424 GRANADA DR, CHESAPEAKE, VA 23322-8019
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10191/889
DateJul 31, 2020
Book Page10191/889
Instrument200025757
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 424 Granada Dr was $5,133.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$529,100 (+4.11%) Land $225,000 Building $304,100$529,100 (+4.11%) Land $225,000 Building $304,100
2025$5,133.00$508,200 Land $205,000 Building $303,200$508,200 Land $205,000 Building $303,200
2023$467,600 (+13.85%) Land $165,000 Building $302,600$467,600 (+13.85%) Land $165,000 Building $302,600
2022$410,700 Land $145,000 Building $265,700$410,700 Land $145,000 Building $265,700
2019$3,655.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 424 Granada Dr; there have been 5 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 63 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies63 in force
Nearby Flood Claims5 (2016–2020)
Claims Outside the SFHA4 of 5
Most Recent ClaimAug 2020 · rainfall accumulation
Claims by Event
  • Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 424 Granada Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880

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