424 Gibbs St, Plainfield, IN 46168 Property Records

Hendricks County property record for 424 Gibbs St, Plainfield, IN 46168

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,814 sqft · built 1950
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (May 2026)
Tax Bill	$1,113 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`021-126511-315005`

Property Details

APN / Parcel Number

Primary APN	`021-126511-315005`
Alternative APNs	`32-10-26-315-005.000-012` `2112651E315005` `00000042374`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,814 sqft Living Area
1st Floor Area	1,814 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1980
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	176 ft deep x 70 ft wide

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Porch
Porch Area	114 sqft
Patio Area	196 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00000042374
Street Address	424 GIBBS ST
City	PLAINFIELD
State	IN
Zip	46168-1308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GIBBS & STONERS ADD LOT 24 0.283AC (PLAT)
Legal Subdivision	GIBBS & STONERS ADD
Legal Lot Number	24
Jurisdiction	HENDRICKS IN
Township / Civil Division	GUILFORD
Census Block Group	1
Census Block	1013
Census Tract	210900

Owner

424 Gibbs St is owned and occupied by two individuals who bought it in May 2026.

Source: Hendricks County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	424 GIBBS ST, PLAINFIELD, IN 46168-1308
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD
Dec 21, 2023	Deed of Trust, Mortgage HUD
Jun 10, 2005	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
May 26, 2026	Warranty Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC
May 26, 2026	Warranty Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC
Dec 17, 2015	Warranty Deed, Transfer · FHA Mortgage BAILEY & WOOD FINANCIAL GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2026 · Amount on File
Deed Sale	May 26, 2026 · Amount on File
Prior Sale	Dec 17, 2015 · Amount on File
Deed Document Number	202611169
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDRICKS IN
Property Address	424 GIBBS ST, PLAINFIELD, IN 46168-1308
Transaction Type	Mortgage
Record Updated	Jun 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202136402
Date	Nov 3, 2021
Instrument	202136402

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2046

Interest

Rate Type	Fixed Rate

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDRICKS IN
Property Address	424 GIBBS ST, PLAINFIELD, IN 46168-1308
Transaction Type	Mortgage
Record Updated	Jun 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202322230
Date	Dec 21, 2023
Instrument	202322230

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount on Record
Term	276 Months
Due	Jan 1, 2046

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDRICKS IN
Property Address	424 GIBBS ST, PLAINFIELD, IN 46168-1308
Transaction Type	Mortgage
Record Updated	Jun 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200500016824
Date	Jun 10, 2005
Instrument	200500016824

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	May 17, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDRICKS IN
Recording Date	May 26, 2026
Property Address	424 GIBBS ST, PLAINFIELD, IN 46168-1308
Document Number	0000011169
Instrument Date	May 22, 2026
Instrument	202611169
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 GIBBS ST, PLAINFIELD, IN 46168-1308

Mortgage

Document Number	0000011170,
Date	May 26, 2026
Instrument	202611170

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDRICKS IN
Recording Date	May 26, 2026
Property Address	424 GIBBS ST, PLAINFIELD, IN 46168-1308
Document Number	0202611169
Instrument Date	May 22, 2026
Instrument	202611169
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 GIBBS ST, PLAINFIELD, IN 46168-1308

Mortgage

Document Number	0000011170,
Date	May 26, 2026
Instrument	202611170

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDRICKS IN
Recording Date	Dec 17, 2015
Property Address	424 GIBBS ST, PLAINFIELD, IN 46168-1308
Document Number	0201528959
Map Reference	PL 4 PG 5
Instrument Date	Dec 11, 2015
Instrument	201528959
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 GIBBS ST, PLAINFIELD, IN 46168-1308

Mortgage

Document Number	0201528960
Date	Dec 17, 2015
Instrument	201528960

Lender

Name	BAILEY & WOOD FINANCIAL GROUP
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	0201528961
Date	Dec 17, 2015
Instrument	201528961

Lender

Name	INDIANA HSG & COMMUNITY DEV
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	24 Months
Due	Dec 11, 2017

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 424 Gibbs St was $1,113 with a homeowner's exemption, down 11.5% from the year before.

Source: Hendricks County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hendricks County
County Subdivision	Guilford Township
Municipality	Plainfield Town
Unified School District	Plainfield Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,113.00 (-11.46%) Homeowner's exemption	$164,500 Land $50,000 Building $114,500	$164,500 Land $50,000 Building $114,500
2024	$1,257.00 (+8.83%)
2023	$1,155.00 (-1.2%)	$151,600 Land $27,500 Building $124,100	$151,600 Land $27,500 Building $124,100
2022	$1,169.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 424 Gibbs St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 2, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 424 Gibbs St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAINFIELD WATER WORKS serves 34,477 people · EPA ID IN5232020
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	100 / 20

May also be available: T-Mobile.

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