424 Genesee St, Owosso, MI 48867 Property Records

Shiawassee County property record for 424 Genesee St, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$40,000 (Jan 2003)
Tax Bill	$1,210 (2025)
Deeds & Mortgages	Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`050-651-003-012-00`

Property Details

APN / Parcel Number

Primary APN	`050-651-003-012-00`

Exterior

Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	424 GENESEE ST
City	OWOSSO
State	MI
Zip	48867-2731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLK 3 A L WILLIAMS ADD
Legal Subdivision	WILLIAMS ADD
Legal Block	3
Legal Lot Number	8
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	1
Census Block	1025
Census Tract	30600

Owner

Source: Shiawassee County records · APN 050-651-003-012-00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	424 GENESEE ST, OWOSSO, MI 48867-2731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 07, 2003 · Amount on Record
Deed Sale	Jan 07, 2003 · Amount on Record
Deed Document Number	20033088633
Deed Book / Page	1027 / 320
Record Updated	Sep 20, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Aug 30, 2018
Property Address	424 GENESEE ST, OWOSSO, MI 48867-2731
Document Number	0012490491
Book / Page	001249 / 000491
Instrument Date	Aug 27, 2018
Instrument	3312871
Transaction Type	Transfer
Record Updated	Sep 20, 2018
Title Company	CISLO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$494.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 GENESEE ST OWOSSO MI 488672731, OWOSSO, MI 48867-2731

Mortgage

Document Number	12490492
Date	Aug 30, 2018
Book Page	001249/000492
Instrument	3312872

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2048

Tax Assessment & Valuation

Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
Municipality	Owosso City
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,200 (+9.77%)	$94,400 (+9.77%)
2025	$1,210.00 (+4.85%) Homeowner's exemption	$43,000 (+21.13%)	$86,000 (+21.13%)
2023	$1,154.00 Homeowner's exemption	$35,500	$71,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2004 · river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Michigan Avenue-Genessee Street Historic Residential District listed 1980 · 31 contributing resources · NRIS 80001902

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
DayStarr Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 400 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF OWOSSO serves 16,353 people
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.