424 Gary Ln, Front Royal, VA 22630 Property Records

Warren County property record for 424 Gary Ln, Front Royal, VA 22630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,404 sqft · built 2022
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on Record
Last Sale	$382,500 (Oct 2022)
Tax Bill	$2,520 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage May 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15/D/2/5/248`

Property Details

APN / Parcel Number

Primary APN	`15/D/2/5/248`
Alternative APN	`4263`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
Gross Area	2,976 sqft
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2025
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.47 acres)
Terrain	Rolling
Garage Type	Built-in
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	4263
Old Parcel Number	15D 2 5 248
Street Address	424 GARY LN
City	FRONT ROYAL
State	VA
Zip	22630-2764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	L248 SHEN FARMS RIVERVIEW SEC PT 5
Legal Subdivision	SHENANDOAH FARMS SAN DIST
Jurisdiction	WARREN VA
Township / Civil Division	SHENANDOAH
Census Block Group	2
Census Block	2017
Census Tract	20102

Owner

Source: Warren County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	424 GARY LN, FRONT ROYAL, VA 22630-2764
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Deed, Subdivision Related Transfer · Conventional Mortgage BANK OF AMERICA NA
May 5, 2022	Deed, Transfer · Line of Credit FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2022 · Amount on Record
Deed Sale	Oct 4, 2022 · Amount on Record
Prior Sale	May 5, 2022 · Amount on Record
Deed Document Number	20225973
Record Updated	Oct 29, 2026

October 2022: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	WARREN VA
Recording Date	Oct 4, 2022
Property Address	424 GARY LN, FRONT ROYAL, VA 22630-2764
Document Number	0220005973
Map Reference	MB 3 PG 172 SL 142
Instrument Date	Oct 3, 2022
Instrument	220005973
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 11, 2023
Title Company	CLEAR TITLE ESCROW AND SETTLEMEN, CLEAR TTL ESCROW & STLMTS LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$191.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	424 GARY LN, FRONT ROYAL, VA 22630-2764

Mortgage

Document Number	0220005974
Date	Oct 4, 2022
Instrument	220005974

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN VA
Recording Date	May 5, 2022
Property Address	424 GARY LN, FRONT ROYAL, VA 22630-2764
Document Number	0220002933
Map Reference	MB 3 PG 172
Instrument Date	May 4, 2022
Instrument	220002933
Transaction Type	Transfer
Record Updated	Jul 11, 2023
Title Company	CLEAR TITLE ESCROW AND SETTLEMEN, CLEAR TTL ESCROW & STLMTS LL

Transaction

Amount	Amount Recorded
Tax	$15.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	542 DEER RUN CIR, FRONT ROYAL, VA 22630-5060
Investor	Possibly a Property Investor

Mortgage

Document Number	0220002934
Date	May 5, 2022
Instrument	220002934

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Warren County
Unified School District	Warren County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,520.00 (+18.81%)	$443,000 (-) Land $50,200 Building $392,800
2025	$2,121.00 (+19.22%)	$443,000 (+21.97%) Land $50,200 Building $392,800	$443,000 (+21.97%) Land $50,200 Building $392,800
2024	$1,779.00	$363,200 (-) Land $51,800 Building $311,400	$363,200 (-) Land $51,800 Building $311,400
2023		$363,200 Land $51,800 Building $311,400	$363,200 Land $51,800 Building $311,400
2022	$1,779.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	3 (2003–2018)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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