Richland County property record for 424 Gallatin Cir, Irmo, SC 29063
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,002 sqft · built 2001 |
| Lot Size | 0.289 acres (12,610 sqft) |
| Owner | Individual Name on File |
| Last Sale | $262,000 (Aug 2023) |
| Tax Bill | $7,529 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05305-04-08 |
| Primary APN | 05305-04-08 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,002 sqft Heated Area |
| Gross Area | 2,882 sqft |
| 1st Floor Area | 1,378 sqft |
| Basement Area | 624 sqft |
| Finished Basement | 624 sqft |
| Unfinished Basement | 624 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Bi-Level |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,610 sqft (0.289 acres) |
| Garage Area | 736 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 01597356 |
|---|---|
| Street Address | 424 GALLATIN CIR |
| City | IRMO |
| State | SC |
| Zip | 29063-8065 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-MD |
| Legal Description | LOT 157 99.1X142.4X32.6X150.5 #SU FOXBORO PHASE 2-C #PR RB338-128 RB421-648 |
| Legal Subdivision | FOXBORO |
| Legal Phase | 2 |
| Legal Lot Number | 99,157 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | DUTCH FORK |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 10314 |
424 Gallatin Cir is owned by an individual who bought it in August 2023.
Source: Richland County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 28, 2023 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Aug 8, 2020 | Deed of Trust, Mortgage · VA Mortgage USAA FED'L SVGS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2023 · Amount on File |
| Deed Sale | Aug 28, 2023 · Amount on File |
| Prior Sale | May 28, 2014 · Amount on File |
| Deed Document Number | 202337120 |
| Deed Book / Page | 2861 / 1253 |
| Prior Transfer Date | Dec 22, 2014 |
| Prior Transfer Doc | 1995/0700 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Aug 28, 2023 |
| Property Address | 424 GALLATIN CIR, IRMO, SC 29063-8065 |
| Document Number | 0028611253 |
| Book / Page | 2861 / 1253 |
| Map Reference | MB 421 PG 648 |
| Instrument Date | Aug 15, 2023 |
| Instrument | 2023037120 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $681.20 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 424 ARBOR BLVD, NAPLES, FL 34119 |
| Document Number | 2023037121 |
|---|---|
| Date | Aug 28, 2023 |
| Instrument | 2023037121 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 424 GALLATIN CIR, IRMO, SC 29063-8065 |
| Document Number | 2521/0607 |
| Instrument Date | Aug 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2020 |
| Title Company | BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 424 GALLATIN CIR IRMO SC 290638065, IRMO, SC 29063-8065 |
| Document Number | 2521/0607 |
|---|---|
| Date | Aug 24, 2020 |
| Book Page | 002521/000607 |
| Instrument | 42785 |
| Name | USAA FED'L SVGS BK |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 23, 2050 |
The 2025 property tax bill for 424 Gallatin Cir was $7,529.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,529.00 | $262,000 (-) Land $32,000 Building $230,000 | $262,000 (-) Land $32,000 Building $230,000 |
| 2024 | $262,000 (+4,066.67%) Land $32,000 Building $230,000 | $262,000 (+66.67%) Land $32,000 Building $230,000 | |
| 2023 | $1,438.00 | $6,288 | $157,200 |
| 2021 | $4,416.00 | $9,430 | $157,200 Land $22,000 Building $135,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 424 Gallatin Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 424 Gallatin Cir is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 67% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CarolinaConnect Cooperative Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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