424 Front Ave, Saint Paul, MN 55117 Property Records

Ramsey County property record for 424 Front Ave, Saint Paul, MN 55117

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,046 sqft · built 1898
Lot Size	0.214 acres (9,310 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (May 2019)
Tax Bill	$3,348 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Dec 2025 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`25-29-23-31-0011`

Property Details

APN / Parcel Number

Primary APN	`25-29-23-31-0011`
Alternative APNs	`8008821` `317643`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,046 sqft Living Area
1st Floor Area	1,424 sqft
Basement Area	230 sqft
Finished Basement	230 sqft
Game Room	Game Room

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Stucco
Lot Area	9,310 sqft (0.214 acres)
Lot Dimensions	133 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	317643
Street Address	424 FRONT AVE
City	SAINT PAUL
State	MN
Zip	55117-5215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROBERT A. SMITHS REARRAN-,GEM LOTS 9 AND LOT 10 BLK 2
Legal Range	23
Legal Township	29
Legal Section	25
Legal Subdivision	ROBERT A. SMITHS REARRAN-,GEM
Legal Block	2
Legal Lot Number	9,10
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2011
Census Tract	31300

Owner

424 Front Ave is owned and occupied by two individuals who bought it in May 2019.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	424 FRONT AVE, SAINT PAUL, MN 55117-5215
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Dec 1, 2025	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
May 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage LAND HM FIN'L SVCS INC
May 29, 2019	Warranty Deed, Transfer LENDSERV NATIONAL TITLE, LENDSERV NAT'L TITLE
May 13, 2019	Warranty Deed, Transfer · Conventional with PMI LAND HM FIN'L SVCS INC
May 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage LAND HM FIN'L SVCS INC
Jun 11, 2018	Quit Claim Deed, Transfer Quitclaim
Mar 12, 2018	Grant Deed, Transfer FIRST FINANCIAL TITLE AGENCY/MN
Mar 27, 2017	Grant Deed, Transfer FIRST FINANCIAL TITLE AGENCY/MN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2019 · Amount on File
Deed Sale	May 13, 2019 · Amount on File
Prior Sale	Jul 18, 2016 · Amount on File
Deed Document Number	20192638640
Prior Transfer Date	May 23, 2018
Prior Transfer Doc	0002615708
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	424 FRONT AVE, SAINT PAUL, MN 55117-5215
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 FRONT AVE, SAINT PAUL, MN 55117-5215

Mortgage

Document Number	0A05088292
Date	Dec 2, 2025
Instrument	A05088292

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	424 FRONT AVE, SAINT PAUL, MN 55117-5215
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02806569
Date	Dec 1, 2025
Instrument	T02806569

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 30, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	424 FRONT AVE, SAINT PAUL, MN 55117-5215
Document Number	0004757832
Instrument Date	May 29, 2019
Transaction Type	Mortgage
Record Updated	Oct 6, 2020
Title Company	AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	424 FRONT AVE ST PAUL MN 551175215, ST PAUL, MN 55117-5215

Mortgage

Document Number	0004757832
Date	May 29, 2019
Instrument	4757832

Lender

Name	LAND HM FIN'L SVCS INC
Address	CONCORD, CA 94520

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 28, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	May 29, 2019
Property Address	424 FRONT AVE, SAINT PAUL, MN 55117-5215
Document Number	0004757830
Instrument Date	May 29, 2019
Instrument	4757830
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	LENDSERV NATIONAL TITLE, LENDSERV NAT'L TITLE

Transaction

Amount	Amount on Record
Tax	$476.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	424 FRONT AVE ST PAUL MN 551175215, ST PAUL, MN 55117-5215

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	May 13, 2019
Property Address	424 FRONT AVE, SAINT PAUL, MN 55117-5215
Document Number	0002638640
Instrument Date	May 1, 2019
Instrument	2638640
Transaction Type	Transfer
Record Updated	Sep 30, 2020
Title Company	LENDSERV NATIONAL TITLE, LENDSERV NAT'L TITLE

Transaction

Amount	Amount on Record
Tax	$476.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	424 FRONT AVE ST PAUL MN 551175215, ST PAUL, MN 55117-5215

Mortgage

Document Number	2638641
Date	May 13, 2019
Instrument	2638641

Lender

Name	LAND HM FIN'L SVCS INC
Address	CONCORD, CA 94520

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 12, 2049

Mortgage

Document Number	2638642,
Date	May 13, 2019
Instrument	2638642

Lender

Name	LAND HM FIN'L SVCS INC
Address	CONCORD, CA 94520

Agreement

Amount	Amount on Record

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	424 FRONT AVE, SAINT PAUL, MN 55117-5215
Document Number	0004757831
Instrument Date	May 1, 2019
Transaction Type	Mortgage
Record Updated	Oct 6, 2020
Title Company	AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	424 FRONT AVE ST PAUL MN 551175215, ST PAUL, MN 55117-5215

Mortgage

Document Number	0004757831
Date	May 29, 2019
Instrument	4757831

Lender

Name	LAND HM FIN'L SVCS INC
Address	CONCORD, CA 94520

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 28, 2049

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 11, 2018
Property Address	424 FRONT AVE, SAINT PAUL, MN 55117-5215
Document Number	0002615708
Instrument Date	May 23, 2018
Instrument	2615708
Transaction Type	Transfer
Record Updated	Jun 22, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1625 117TH AVE NE BLAINE MN 554494668, BLAINE, MN 55449-4668

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RAMSEY MN
Recording Date	Mar 12, 2018
Property Address	424 FRONT AVE, SAINT PAUL, MN 55117-5215
Document Number	0002609963
Instrument Date	Mar 8, 2018
Instrument	2609963
Transaction Type	Transfer
Record Updated	Mar 20, 2018
Title Company	FIRST FINANCIAL TITLE AGENCY/MN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1652 116TH AVE NE BLAINE MN 554494661, BLAINE, MN 55449-4661

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RAMSEY MN
Recording Date	Mar 27, 2017
Property Address	424 FRONT AVE, SAINT PAUL, MN 55117-5215
Document Number	0004652200
Instrument Date	Mar 20, 2017
Instrument	4652200
Transaction Type	Transfer
Record Updated	Mar 20, 2018
Title Company	FIRST FINANCIAL TITLE AGENCY/MN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1652 116TH AVE NE BLAINE MN 554494661, BLAINE, MN 55449-4661

Tax Assessment & Valuation

The 2025 property tax bill for 424 Front Ave was $3,348 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,200 Land $25,000 Building $221,200	$246,200 Land $25,000 Building $221,200
2025	$3,348.00
2023	$2,406.00 Homeowner's exemption	$200,400 Land $20,000 Building $180,400	$200,400 Land $20,000 Building $180,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 424 Front Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 424 Front Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 833 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile.

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