424 Fremont Ave, Pacifica, CA 94044 Property Records

San Mateo County property record for 424 Fremont Ave, Pacifica, CA 94044

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,340 sqft · built 1948
Lot Size	0.127 acres (5,525 sqft)
Owner	2 Individual Names on File
Last Sale	$412,000 (Oct 2010)
Tax Bill	$7,620 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jan 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`009-143-060`

Property Details

APN / Parcel Number

Primary APN	`009-143-060`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,340 sqft Living Area
1st Floor Area	840 sqft
Family Room	Family Room

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	5,525 sqft (0.127 acres)
Lot Dimensions	85 ft deep x 65 ft wide
Garage Area	570 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	424 FREMONT AVE
City	PACIFICA
State	CA
Zip	94044-1911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 16 BLOCK 12 PACIFIC MANOR MAP NO 2 RSM 27/49
Legal Subdivision	PACIFIC MANOR MAP NO 2
Legal Block	12
Legal Lot Number	16
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	2
Census Block	2007
Census Tract	602900

Owner

424 Fremont Ave is owned and occupied by two individuals who acquired it in April 2018.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	424 FREMONT AVE, PACIFICA, CA 94044-1911
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jan 19, 2024	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 11, 2018	Quit Claim Deed, Transfer · Conventional Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2010 · Amount on File
Deed Sale	Oct 18, 2010 · Amount on File
Deed Document Number	2010121999
Last Transfer Date	Apr 6, 2018
Transfer Doc	0000036936
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	424 FREMONT AVE, PACIFICA, CA 94044-1911
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 FREMONT AVE, PACIFICA, CA 94044-1911

Mortgage

Document Number	0000054633
Date	Oct 15, 2025
Instrument	2025-054633

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	424 FREMONT AVE, PACIFICA, CA 94044-1911
Transaction Type	Mortgage
Record Updated	Feb 13, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 FREMONT AVE, PACIFICA, CA 94044-1911

Mortgage

Document Number	0000003211
Date	Jan 19, 2024
Instrument	2024-003211

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 18, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	424 FREMONT AVE, PACIFICA, CA 94044-1911
Transaction Type	Mortgage
Record Updated	Jun 9, 2021
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 FREMONT AVE, PACIFICA, CA 94044-1911

Mortgage

Document Number	0000077323
Date	May 17, 2021
Instrument	2021-077323

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	424 FREMONT AVE, PACIFICA, CA 94044-1911
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 FREMONT AVE, PACIFICA, CA 94044-1911

Mortgage

Document Number	0000131503
Date	Nov 19, 2020
Instrument	2020-131503

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Sep 1, 2050

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	May 11, 2018
Property Address	424 FREMONT AVE, PACIFICA, CA 94044-1911
Document Number	0000036936
Instrument Date	Apr 6, 2018
Instrument	36936
Transaction Type	Transfer
Record Updated	May 30, 2018
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	424 FREMONT AVE PACIFICA CA 940441911, PACIFICA, CA 94044-1911

Mortgage

Document Number	36937
Date	May 11, 2018
Instrument	36937

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	BOULEVARD, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 10, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 424 Fremont Ave was $7,620 with a homeowner's exemption, up 4.3% from the year before.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Pacifica City
Secondary School District	Jefferson Union High School District (09 - 12)
Elementary School District	Pacifica School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$538,388 (+2%) Land $269,194 Building $269,194
2025	$7,620.00 (+4.31%) Homeowner's exemption	$527,832 Land $263,916 Building $263,916
2024	$7,305.00 (+3.59%)
2023	$7,052.00 (+6.14%) Homeowner's exemption	$507,338 Land $253,669 Building $253,669	$1,077,570
2022	$6,644.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 424 Fremont Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1986–2021)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 424 Fremont Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH COAST COUNTY WATER DIST serves 38,546 people · EPA ID CA4110025
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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