424 Frederick St, Kalamazoo, MI 49048 Property Records

Kalamazoo County property record for 424 Frederick St, Kalamazoo, MI 49048

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 872 sqft · built 1948
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Jul 2023)
Tax Bill	$2,444 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Oct 2022 Transfer
Flood Zone	Zone X (moderate risk)
APN	`07-19-202-040`

Property Details

APN / Parcel Number

Primary APN	`07-19-202-040`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	872 sqft Living Area
1st Floor Area	872 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	38.5 ft deep x 60 ft wide
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	424 FREDERICK ST
City	KALAMAZOO
State	MI
Zip	49048-5919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	KNIGHTS PLAT N 60 FT LOT 2
Legal Subdivision	KNIGHTS PLAT
Legal Lot Number	2
Jurisdiction	KALAMAZOO MI
Township / Civil Division	COMSTOCK
Census Block Group	3
Census Block	3002
Census Tract	2201

Owner

424 Frederick St is owned and occupied by an individual who bought it in July 2023.

Source: Kalamazoo County records, as of August 3, 2026

Owner of Record	Individual Name on File
Mailing Address	424 FREDERICK ST, KALAMAZOO, MI 49048-5919
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Warranty Deed, Transfer · Conventional Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Oct 13, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2023 · Amount on File
Deed Sale	Jul 12, 2023 · Amount on File
Prior Sale	Jun 25, 2013 · Amount on File
Deed Document Number	202316558
Prior Transfer Date	Oct 7, 2022
Prior Transfer Doc	2022032611
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Jul 12, 2023
Property Address	424 FREDERICK ST, KALAMAZOO, MI 49048-5919
Document Number	2023016558
Map Reference	LB 8 PG 26
Instrument Date	Jun 29, 2023
Instrument	2023-016558
Transaction Type	Transfer
Record Updated	Jul 31, 2023
Title Company	DEVON TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,087.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1323 N 33RD ST, GALESBURG, MI 49053-8743

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5709 SANDALWOOD CT APT 1B, 1B, KALAMAZOO, MI 49048-6621

Mortgage

Document Number	2023016559
Date	Jul 12, 2023
Instrument	2023-016559

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

Mortgage

Document Number	2023016702
Date	Jul 13, 2023
Instrument	2023-016702

Lender

Name	MICHIGAN STATE HOUSING DEV AUTHORITY
Type	Government Agency
Address	LANSING, MI 48912

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KALAMAZOO MI
Recording Date	Oct 13, 2022
Property Address	424 FREDERICK ST, KALAMAZOO, MI 49048-5919
Document Number	2022032611
Map Reference	LB 8 PG 26
Instrument Date	Oct 7, 2022
Instrument	2022-032611
Transaction Type	Transfer
Record Updated	Nov 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1323 N 33RD ST, GALESBURG, MI 49053-8743

Tax Assessment & Valuation

The 2025 property tax bill for 424 Frederick St was $2,444 with a homeowner's exemption.

Source: Kalamazoo County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Comstock Charter Township
Unified School District	Comstock Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,200 (+5.34%)	$114,400 (+5.34%)
2025	$2,444.00 Homeowner's exemption	$54,300	$108,600
2023		$45,100	$90,200
2022	$1,540.00 (+2.8%)
2021	$1,498.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 424 Frederick St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	8 (1985–2018)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 424 Frederick St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Xfinity.

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