424 Franklin Cir, Fort Oglethorpe, GA 30742 Property Records

Catoosa County property record for 424 Franklin Cir, Fort Oglethorpe, GA 30742

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,472 sqft · built 2015
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$156,900 (Mar 2016)
Tax Bill	$2,788 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0002J199`

Property Details

APN / Parcel Number

Primary APN	`0002J199`
Alternative APN	`28690`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,472 sqft Heated Area
1st Floor Area	1,472 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Exterior Material	Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	92 ft deep x 77 ft wide
Garage Area	420 sqft
Porch	Open Porch
Porch Area	243 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	28690
Street Address	424 FRANKLIN CIR
City	FORT OGLETHORPE
State	GA
Zip	30742-4263
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FOR R-3
Legal Description	LOT 199 HERITAGE WOODS PHASE 4
Legal Subdivision	HERITAGE WOODS
Legal Phase	4
Legal Lot Number	199
Jurisdiction	CATOOSA GA
Township / Civil Division	FORT OGLETHORPE-LAKEVIEW
Census Block Group	3
Census Block	3008
Census Tract	30502

Owner

424 Franklin Cir is owned and occupied by two individuals who bought it in March 2016.

Source: Catoosa County records, as of January 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	424 FRANKLIN CIR, FORT OGLETHORPE, GA 30742-4263
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2016 · Amount on File
Deed Sale	Mar 31, 2016 · Amount on File
Deed Document Number	0001819134
Deed Book / Page	1819 / 134
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	424 FRANKLIN CIR, FORT OGLETHORPE, GA 30742-4263
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 FRANKLIN CIR, FORT OGLETHORPE, GA 30742-4263

Mortgage

Document Number	0024190000000604
Date	Dec 1, 2025
Book Page	0000002419/0000000604

Lender

Name	TRUIST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	424 FRANKLIN CIR, FORT OGLETHORPE, GA 30742-4263
Document Number	0020760474
Instrument Date	Aug 24, 2020
Transaction Type	Mortgage
Record Updated	Sep 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	424 FRANKLIN CIR FORT OGLETHORPE GA 307424263, FORT OGLETHORPE, GA 30742-4263

Mortgage

Document Number	0020760474
Date	Sep 2, 2020
Book Page	002076/000474
Instrument	7067

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 424 Franklin Cir was $2,788.

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Municipality	Fort Oglethorpe City
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,788.00	$124,108 Land $12,000 Building $112,108	$310,269 Land $30,000 Building $280,269
2023	$2,564.00 (+28.65%)	$91,319 Land $12,000 Building $79,319	$228,297 Land $30,000 Building $198,297
2022	$1,993.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 424 Franklin Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 424 Franklin Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT OGLETHORPE serves 8,313 people · EPA ID GA0470001
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Ringgold Telephone Company.

Nearby Properties on Franklin Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures