Contra Costa County property record for 424 el Toyonal, Orinda, CA 94563
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,548 sqft · built 2005 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Trust Name on File |
| Last Sale | $6,000 (Feb 2001) |
| Tax Bill | $10,533 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 264-091-016-8 |
| Primary APN | 264-091-016-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,548 sqft Living Area |
| 1st Floor Area | 968 sqft |
| 2nd Floor Area | 580 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 443 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 424 EL TOYONAL |
|---|---|
| City | ORINDA |
| State | CA |
| Zip | 94563-2016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE ORINDA HIGHLANDS #1 LOT 33 BLK N |
| Legal Subdivision | LAKE ORINDA HLNDS #1 |
| Legal Block | N |
| Legal Lot Number | 33 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 354001 |
424 el Toyonal is owner-occupied and held in a trust since October 2009.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 424 EL TOYONAL, ORINDA, CA 94563-2016 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT CU |
| May 23, 2017 | Deed of Trust, Mortgage · Line of Credit PROVIDENT CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 21, 2001 · Amount on File |
| Deed Sale | Feb 21, 2001 · Amount on File |
| Deed Document Number | 200138602 |
| Last Transfer Date | Oct 15, 2009 |
| Transfer Doc | 0000245032 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 424 EL TOYONAL, ORINDA, CA 94563-2016 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 424 EL TOYONAL, ORINDA, CA 94563-2016 |
| Document Number | 0000311269 |
|---|---|
| Date | Dec 11, 2020 |
| Instrument | 2020-311269 |
| Name | PROVIDENT CU |
|---|---|
| Type | Credit Union |
| Address | REDWOOD CITY, CA 94065 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 424 EL TOYONAL, ORINDA, CA 94563-2016 |
| Document Number | 0000103569 |
| Instrument Date | May 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 424 EL TOYONAL ORINDA CA 945632016, ORINDA, CA 94563-2016 |
| Document Number | 0000103569 |
|---|---|
| Date | Jun 12, 2017 |
| Instrument | 103569 |
| Name | PROVIDENT CU |
|---|---|
| Type | Credit Union |
| Address | REDWOOD CITY, CA 94065-1409 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 424 el Toyonal was $10,533 with a homeowner's exemption.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Orinda City |
| Secondary School District | Acalanes Union High School District (09 - 12) |
| Elementary School District | Orinda Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $818,904 (+2%) Land $18,775 Building $800,129 | |
| 2025 | $10,533.00 Homeowner's exemption | $802,848 Land $18,407 Building $784,441 |
| 2023 | $10,179.00 (+1.17%) Homeowner's exemption | $771,675 Land $17,694 Building $753,981 |
| 2022 | $10,061.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 424 el Toyonal in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (1982–2005) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 424 el Toyonal is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 45% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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