424 E Main St, Havana, IL 62644 Property Records

Mason County property record for 424 E Main St, Havana, IL 62644

Property Summary

Property Type	Single Family Home
Lot Size	0.208 acres (9,060 sqft)
Owner	Individual Name on Record
Last Sale	$117,500 (Aug 2026)
Tax Bill	$1,455 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage May 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`10-06-106-010`

Property Details

APN / Parcel Number

Primary APN	`10-06-106-010`
Alternative APN	`5-2799000`

Exterior

Lot Area	9,060 sqft (0.208 acres)

Location & Zoning

Street Address	424 E MAIN ST
City	HAVANA
State	IL
Zip	62644-1436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	LYMAN LACEY'S SUB-DIV LOT 11 BLK 3 126
Legal Subdivision	LYMAN LACEY'S SUB
Legal Block	3
Legal Lot Number	11
Jurisdiction	MASON IL
Township / Civil Division	HAVANA
Census Block Group	1
Census Block	1017
Census Tract	956500

Owner

Source: Mason County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	424 E MAIN ST, HAVANA, IL 62644-1436
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
May 26, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2026 · Amount on Record
Deed Sale	Aug 6, 2026 · Amount on Record
Prior Sale	May 26, 2020 · Amount on Record
Deed Document Number	2026302793
Prior Transfer Date	Mar 30, 2007
Prior Transfer Doc	1083/054
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MASON IL
Recording Date	Aug 6, 2026
Property Address	424 E MAIN ST, HAVANA, IL 62644-1436
Document Number	0000302793
Instrument Date	Aug 5, 2026
Instrument	2026302793
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$17,801.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 E MAIN ST, HAVANA, IL 62644-1436

Mortgage

Document Number	0000302794,
Date	Aug 6, 2026
Instrument	2026302794

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MASON IL
Recording Date	May 26, 2020
Property Address	424 E MAIN ST, HAVANA, IL 62644-1436
Document Number	202000288917
Map Reference	MB 2 PG 24
Instrument Date	May 14, 2020
Instrument	202000288917
Transaction Type	Transfer
Record Updated	May 14, 2021

Transaction

Amount	Amount Recorded
Tax	$105.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 E MAIN ST, HAVANA, IL 62644-1436

Tax Assessment & Valuation

Source: Mason County assessment roll, as of June 4, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Mason County
County Subdivision	Havana Township
Municipality	Havana City
Unified School District	Havana Community Unit School District 126 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,455.00 (-3.06%) Homeowner's exemption Senior Citizen's exemption	$32,741 (+9.1%) Land $5,142 Building $27,599	$98,223 (+9.1%) Land $15,426 Building $82,797
2024	$1,501.00 (-4.58%)	$30,010 (+3.35%) Land $4,713 Building $25,297	$90,030 (+3.35%) Land $14,139 Building $75,891
2023	$1,573.00 Homeowner's exemption Senior Citizen's exemption	$29,037 Land $4,560 Building $24,477	$87,111 Land $13,680 Building $73,431

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	46 (1993)
Claims Outside the SFHA	46 of 46
Most Recent Claim	Dec 1993 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Sep 1993 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVANA serves 2,963 people · EPA ID IL1250200
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cass Cable TV Fiber	2,000 / 2,000

May also be available: Nextlink, Verizon.

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