Harlan County property record for 424 E Clover St, Harlan, KY 40831
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,372 sqft · built 1940 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $317 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 082-20-18-033.00 |
| Primary APN | 082-20-18-033.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,372 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Exterior Material | Stone |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 5,663 sqft (0.13 acres) |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Account Number | 31467 |
|---|---|
| Street Address | 424 E CLOVER ST |
| City | HARLAN |
| State | KY |
| Zip | 40831-2312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOT |
| Jurisdiction | HARLAN KY |
| Township / Civil Division | HARLAN |
| Census Block Group | 1 |
| Census Block | 1097 |
| Census Tract | 970800 |
424 E Clover St, a single family home, is owned by an individual.
Source: Harlan County records, as of October 27, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2380 S US HIGHWAY 421, HARLAN, KY 40831-1748 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0000046860 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 424 E Clover St was $317.
Source: Harlan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Harlan County |
| Municipality | Harlan City |
| Unified School District | Harlan Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $317.00 | $40,000 Land $5,000 Building $35,000 | $40,000 Land $5,000 Building $35,000 |
| 2023 | $204.00 | $25,500 Land $8,000 Building $17,500 | $25,500 Land $8,000 Building $17,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 424 E Clover St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 27 (1984–2025) |
| Claims Outside the SFHA | 3 of 27 |
| Most Recent Claim | Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 424 E Clover St is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 77% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLACK MTN UTILITY/COXTON private · serves 356 people · EPA ID KY0480265 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harlan Community Television Fiber · Cable | 1,000 / 1,000 |
May also be available: Verizon.
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