424 E Cherokee Ave, Nowata, OK 74048 Property Records

Nowata County property record for 424 E Cherokee Ave, Nowata, OK 74048

Property Summary

Property Type	Office Building
Details	1,225 sqft · built 1980
Owner	Individual Name on Record
Last Sale	$141,000 (Oct 2025)
Tax Bill	$925 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jul 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`1115-01-010-009-0-004-00`

Property Details

APN / Parcel Number

Primary APN	`1115-01-010-009-0-004-00`
Alternative APN	`6954`

Interior

Stories	1 Story
Building Area	1,225 sqft Total Area

Exterior

Year Built	Built 1980
Exterior Material	Metal
Foundation Type	Raised
Roof Material	Metal
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	6954
Street Address	424 E CHEROKEE AVE
City	NOWATA
State	OK
Zip	74048-2808
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	NOWATA/MINNIE RILEY BLK 10 LOTS 9-10 N 38' OF W 7' OF LOT 11 N 36' OF E 18' OF LOT 11 N 36' OF LOT 12
Legal Subdivision	MINNIE RILEY
Legal Block	10
Legal Lot Number	9-12
Jurisdiction	NOWATA OK
Township / Civil Division	NOWATA
Census Block Group	3
Census Block	3051
Census Tract	172400

Owner

Source: Nowata County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	424 E CHEROKEE AVE, NOWATA, OK 74048-2808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Warranty Deed, Transfer · Non-Conforming Investor Loan REGENT BANK
Jul 26, 2022	Warranty Deed, Transfer · Commercial Mortgage REGENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2025 · Amount on Record
Deed Sale	Oct 6, 2025 · Amount on Record
Prior Sale	Jul 26, 2022 · Amount on Record
Deed Document Number	I-2025-001657
Deed Book / Page	904 / 471
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NOWATA OK
Recording Date	Oct 6, 2025
Property Address	424 E CHEROKEE AVE, NOWATA, OK 74048-2808
Document Number	000904/471
Book / Page	904 / 471
Instrument Date	Oct 1, 2025
Instrument	I-2025-001657
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$211.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	424 E CHEROKEE AVE, NOWATA, OK 74048-2808

Mortgage

Document Number	I2025001658
Date	Oct 6, 2025
Instrument	I-2025-001658

Lender

Name	REGENT BANK
Type	Bank

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2045

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NOWATA OK
Recording Date	Jul 26, 2022
Property Address	424 E CHEROKEE AVE, NOWATA, OK 74048-2808
Document Number	000874/157
Book / Page	874 / 157
Instrument Date	Jul 22, 2022
Instrument	I-2022-002656
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	NOT AVAILABLE, MUSSELMAN ABSTRACT COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$187.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14875 N 148 N AVE, COLLINSVILLE, OK 74021

Mortgage

Document Number	I2022002657
Date	Jul 26, 2022
Instrument	I-2022-002657

Lender

Name	REGENT BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 22, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Nowata County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Nowata County
Municipality	Nowata City
Unified School District	Nowata Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$925.00 (-1.49%)	$9,371 (+5%) Land $1,260 Building $8,111	$90,978 (+22.33%) Land $18,700 Building $72,278
2024	$939.00 (-34.11%)	$8,925 (-40.5%) Land $1,200 Building $7,725	$74,374 (-40.5%) Land $10,000 Building $64,374
2023	$1,425.00 (+79.02%)	$15,000 (+78.27%) Land $1,200 Building $13,800	$125,000 (+78.28%) Land $10,000 Building $115,000
2022	$796.00	$8,414 Land $1,200 Building $7,214	$70,114 Land $10,000 Building $60,114

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2008–2019)
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NOWATA MUNICIPAL AUTHORITY serves 3,971 people · EPA ID OK1021503
Water Source	Surface water
Last State Inspection	May 2025
Also Mapped Here	CONSOLIDATED RWD #1 NOWATA AND ROGERS CO
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2024 Treatment failure resolved · Dec 2017 Failure to filter resolved · Jan 2015
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Wake Wireless Fixed Wireless	500 / 200
The Junction Internet Fixed Wireless	500 / 100
Wisper ISP Fixed Wireless	400 / 30

May also be available: AT&T.

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