424 E 5th St, Flora, IL 62839 Property Records

Clay County property record for 424 E 5th St, Flora, IL 62839 · Last verified July 2026

Property Highlights

Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Bathrooms2 Baths
Year BuiltBuilt 1928
Square Footage1,120 sqft Living Area
Lot Size7,218 sqft (0.165 acres)
Garage576 sqft
OccupancyOwner Occupied
Last Sale$125,000 (2024)
Tax Bill$2,534.00 (2024)

Property Details

APN / Parcel Number

Primary APN10-25-146-005

Interior

Full Baths2 Baths
Building Area1,120 sqft Living Area
Basement Area676 sqft Basement
Stories1 Stories
Primary FlooringWood Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Architectural StyleMultifamily Style
Exterior MaterialOther Exterior
Construction TypeFrame Construction
Foundation TypeNo Foundation Foundation
Roof MaterialShingle Roof
Lot Area7,218 sqft (0.165 acres)
DrivewayDriveway Concrete
Driveway Area528 sqft Driveway
Parking Spaces2 Parking Spaces
Garage Area576 sqft Garage
Porch1 Porch
Porch Area182 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address424 E 5TH ST
CityFLORA
StateIL
Zip62839-1905
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionCITIZENS STATE BANK ADDN BLOCK 2 LOT 5
Legal SubdivisionCITIZENS STATE BANK ADDITION
Legal Block2
Legal Lot Number5
JurisdictionCLAY IL
Minor Civil DivisionHARTER
Census Blockgroup3
Census Block3054
Census Tract972100

Owner

Source: Clay County records · APN 10-25-146-005

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address424 E 5TH ST, FLORA, IL 62839-1905
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2026Warranty Deed, Transfer · Line of Credit
BANK TRUST
Mar 22, 2017Deed of Trust, Mortgage · Commercial Mortgage
FLORA BANK & TRUST
May 08, 2017Deed, Transfer
May 08, 2017Deed, Transfer · Commercial Mortgage
FLORA BANK & TRUST

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 18, 2024 · Amount on Record
Deed SaleSep 18, 2024 · Amount on Record
Prior SaleMay 08, 2017 · Amount on Record
Deed Doc Number2024210289
Record RefreshedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY IL
Recording DateJul 13, 2026
Property Address424 E 5TH ST, FLORA, IL 62839-1905
Document Number0000001288
Instrument DateJul 10, 2026
Instrument20261288
Transaction TypeTransfer
Record UpdatedJul 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$21,967.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address424 E 5TH ST, FLORA, IL 62839-1905

Mortgage

Document Number0000001289,
DateJul 13, 2026
Instrument20261289
Lender
NameBANK TRUST
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
Interest
Rate6.53%
Max Rate-1%

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY IL
Property Address424 E 5TH ST, FLORA, IL 62839-1905
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberD191237
DateMar 22, 2017
InstrumentD191237
Lender
NameFLORA BANK & TRUST
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueMar 21, 2018
Interest
Rate TypeFixed Rate
Rate4.75%

May 2017: Deed, Transfer

Document TypeDeed
JurisdictionCLAY IL
Recording DateMay 08, 2017
Property Address424 E 5TH ST, FLORA, IL 62839-1905
Document NumberD191636
Instrument DateMay 05, 2017
InstrumentD191636
Transaction TypeTransfer
Record UpdatedFeb 06, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$132.00
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address424 E 5TH ST, FLORA, IL 62839-1905

May 2017: Deed, Transfer

Document TypeDeed
JurisdictionCLAY IL
Recording DateMay 08, 2017
Property Address424 E 5TH ST, FLORA, IL 62839-1905
Document NumberD191636
Instrument DateMay 05, 2017
InstrumentD191636
Transaction TypeTransfer
Record UpdatedSep 07, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$132.00
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address424 E 5TH ST, FLORA, IL 62839-1905

Mortgage

Document NumberD191637
DateMay 08, 2017
InstrumentD191637
Lender
NameFLORA BANK & TRUST
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate4.5%

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyClay County
County SubdivisionHarter Township
MunicipalityFlora City
Unified School DistrictFlora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$41,402 (+32.1%) Land $3,827 Building $37,575$124,206 (+32.1%) Land $11,481 Building $112,725
2024$2,534.00 (+5.01%)
2022$2,413.00 (+9.78%) Homeowner's exemption$31,341 Land $2,889 Building $28,452$94,023 Land $8,667 Building $85,356
2021$2,198.00

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