424 Depeyster St, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 424 Depeyster St, Rome, NY 13440

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,206 sqft · built 1896
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$69,010 (Feb 2022)
Tax Bill$2,029 (2026)
Deeds & MortgagesAug 2026 Line of Credit
Feb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN301301 242.065-2-52

Property Details

APN / Parcel Number

Primary APN301301 242.065-2-52
Alternative APNs
  • 130124206500020520000000
  • 301301 242.065-0002-052
  • 09625 02

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,206 sqft Total Area
1st Floor Area1,217 sqft
2nd Floor Area989 sqft

Exterior

Year BuiltBuilt 1896
Effective Year BuiltEffective 1896
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area6,098 sqft (0.14 acres)
Lot Width42 ft Width
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area96 sqft
Canopy91 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number09625 02
Street Address424 DEPEYSTER ST
CityROME
StateNY
Zip13440-6612
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR-2
Legal DescriptionHGL 42X150
Legal Block2
Legal Lot Number52.000
JurisdictionONEIDA NY
Township / Civil DivisionROME
Census Block Group2
Census Block2024
Census Tract21900

Owner

424 Depeyster St, a duplex, is owned by an individual who bought it in February 2022.

Source: Oneida County and Rome City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address1910 BEDFORD ST, ROME, NY 13440-2108
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2026Deed of Trust, Mortgage · Line of Credit
GPO FEDERAL CREDIT UNION
Feb 17, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
AMERICU CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 17, 2022 · Amount on File
Deed SaleFeb 17, 2022 · Amount on File
Deed Document Number20222769
Prior Transfer DateDec 20, 2008
Prior Transfer Doc2008021125
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Recording DateAug 18, 2026
Property Address424 DEPEYSTER ST, ROME, NY 13440-6612
Document Number0000010939
Instrument DateAug 13, 2026
Instrument202610939
Transaction TypeMortgage
Record UpdatedSep 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address424 DEPEYSTER ST, ROME, NY 13440-6612

Mortgage

Document Number0000010939,
DateAug 18, 2026
Instrument202610939
Lender
NameGPO FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
Max Rate-1%

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONEIDA NY
Recording DateFeb 17, 2022
Property Address424 DEPEYSTER ST, ROME, NY 13440-6612
Document Number0000002769
Instrument DateFeb 11, 2022
Instrument2022-002769
Transaction TypeTransfer
Record UpdatedApr 23, 2026

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1910 BEDFORD ST, ROME, NY 13440-2108

Mortgage

Document Number0000002770
DateFeb 17, 2022
Instrument2022-002770
Lender
NameAMERICU CU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 424 Depeyster St was $2,029.

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
MunicipalityRome City
Unified School DistrictRome City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,029.00
2025$43,200 Land $7,300 Building $35,900$101,647 Land $17,176 Building $84,471
2023$43,200 (-) Land $7,300 Building $35,900$95,196 (+17.91%) Land $16,086 Building $79,110
2022$3,124.00$43,200 Land $7,300 Building $35,900$80,733 Land $13,642 Building $67,091

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 424 Depeyster St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 424 Depeyster St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROME CITY
serves 31,795 people · EPA ID NY3202405
Water SourceSurface water
Last State InspectionJun 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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