424 Dempsey Rd, Unit 126, Milpitas, CA 95035 Property Records

Santa Clara County property record for 424 Dempsey Rd, Unit 126, Milpitas, CA 95035

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,021 sqft · built 1977
Lot Size	0.023 acres (1,021 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Jun 2018)
Tax Bill	$7,443 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`088-42-095`

Property Details

APN / Parcel Number

Primary APN	`088-42-095`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,021 sqft Living Area
1st Floor Area	1,021 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	1,021 sqft (0.023 acres)
Pool Type	Pool with Hot Tub/Spa
Porch	None
Tennis Court	Tennis Court

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Old Parcel Number	08842095
Street Address	424 DEMPSEY RD, 126
City	MILPITAS
State	CA
Zip	95035-5619
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	TRACT 7689
Legal Subdivision	7689 INDIAN HILLS
Legal Tract	7689
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3000
Census Tract	504418

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	424 DEMPSEY RD, 126, MILPITAS, CA 95035-5619
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Sep 17, 2019	Deed of Trust, Mortgage · Conventional with PMI LEND PLUS
Jun 22, 2018	Grant Deed, Transfer · ARM FIRST TECHNOLOGY FEDERAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2018 · Amount on Record
Deed Sale	Jun 22, 2018 · Amount on Record
Prior Sale	Apr 5, 2016 · Amount on Record
Deed Document Number	201823962477
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	424 DEMPSEY RD UNIT 126, 126, MILPITAS, CA 95035-5619
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 DEMPSEY RD 126, 126, MILPITAS, CA 95035-5619

Mortgage

Document Number	0025127993
Date	Oct 12, 2021
Instrument	25127993

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Sep 1, 2036

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	424 DEMPSEY RD UNIT 126, 126, MILPITAS, CA 95035-5619
Transaction Type	Mortgage
Record Updated	Feb 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 DEMPSEY RD 126, 126, MILPITAS, CA 95035-5619

Mortgage

Document Number	0024825624
Date	Feb 10, 2021
Instrument	24825624

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	424 DEMPSEY RD UNIT 126, 126, MILPITAS, CA 95035-5619
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024512732
Date	Jun 22, 2020
Instrument	24512732

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	424 DEMPSEY RD UNIT 126, 126, MILPITAS, CA 95035-5619
Document Number	0024287299
Instrument Date	Sep 17, 2019
Transaction Type	Mortgage
Record Updated	Oct 1, 2019
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TITLE ORANGE CNTY BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	424 DEMPSEY RD #126 MILPITAS CA 950355619, 126, MILPITAS, CA 95035-5619

Mortgage

Document Number	0024287299
Date	Sep 24, 2019
Instrument	24287299

Lender

Name	LEND PLUS
Address	ALISO VIEJO, CA 92656

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 22, 2018
Property Address	424 DEMPSEY RD UNIT 126, 126, MILPITAS, CA 95035-5619
Document Number	0023962477
Map Reference	MB550 PG40&41
Instrument Date	Jun 12, 2018
Instrument	23962477
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	424 DEMPSEY RD UNIT 126, 126, MILPITAS, CA 95035-5619

Mortgage

Document Number	0023962478
Date	Jun 22, 2018
Instrument	23962478

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	9.62%
Index	1-Year LIBOR
Max Rate	9.62%

Mortgage

Document Number	0023962479
Date	Jun 22, 2018
Instrument	23962479

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union
Address	BEAVERTON, OR 97006

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 21, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Unified School District	Milpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$680,000 (-0.39%) Land $340,000 Building $340,000
2025	$7,443.00 (-4.21%) Homeowner's exemption	$682,694 (+4.04%) Land $341,347 Building $341,347
2023	$7,770.00 (+0.39%) Homeowner's exemption	$656,186 Land $328,093 Building $328,093
2022	$7,740.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Tekify Fiber & Wireless Fixed Wireless	1,400 / 1,400
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: GeoLinks, T-Mobile.

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