Schenectady County and Rotterdam Town property record for 424 Delaware Ave, Schenectady, NY 12306 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1970 |
| Square Footage | 1,240 sqft Living Area |
| Lot Size | 7,841 sqft (0.18 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $160,000 (2018) |
| Tax Bill | $4,850.00 (2025) |
| Primary APN | 422800 48.15-5-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,240 sqft Living Area |
| 1st Floor | 784 sqft 1st Floor |
| Upper Floors | 456 sqft Upper Floors |
| Stories | 1 Stories |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 7,841 sqft (0.18 acres) |
| Depth X Width | 115 ft x 70 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 280 sqft Garage |
| Porch Area | 150 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 424 DELAWARE AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-2314 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 195 R,G GRITZBACK 2 2.-151-9 |
| Legal Subdivision | JOSEPH GRITZBACH |
| Legal Block | 5 |
| Legal Lot Number | 8.000 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | ROTTERDAM |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 32700 |
Source: Schenectady County and Rotterdam Town records · APN 422800 48.15-5-8
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 424 DELAWARE AVE, SCHENECTADY, NY 12306-2314 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES FCU |
| Mar 08, 2018 | Warranty Deed, Transfer · Veterans Administration Mortgage USAA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 08, 2018 · Amount on Record |
| Deed Sale | Mar 08, 2018 · Amount on Record |
| Prior Sale | Aug 31, 2009 · Amount on Record |
| Deed Doc Number | 201810171 |
| Deed Book / Page | 1982 / 728 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 424 DELAWARE AVE, SCHENECTADY, NY 12306-2314 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 424 DELAWARE AVE, SCHENECTADY, NY 12306-2314 |
| Document Number | 0000063795 |
|---|---|
| Date | Dec 16, 2021 |
| Book Page | 5180/930 |
| Instrument | 202163795 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 08, 2018 |
| Property Address | 424 DELAWARE AVE, SCHENECTADY, NY 12306-2314 |
| Document Number | 0000010171 |
| Book / Page | 001982 / 000728 |
| Instrument Date | Mar 02, 2018 |
| Instrument | 10171 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2018 |
| Title Company | CASCADE SETTLEMENT AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $640.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 424 DELAWARE AVE SCHENECTADY NY 123062314, SCHENECTADY, NY 12306-2314 |
| Document Number | 10173 |
|---|---|
| Date | Mar 08, 2018 |
| Book Page | 004823/000488 |
| Instrument | 10173 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 07, 2048 |
Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,850.00 | $151,000 (-) Land $10,800 Building $140,200 | $232,300 (+16.91%) Land $16,615 Building $215,685 |
| 2023 | $151,000 Land $10,800 Building $140,200 | $198,700 Land $14,212 Building $184,488 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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