424 Deep St, Prestonsburg, KY 41653 Property Records

Floyd County property record for 424 Deep St, Prestonsburg, KY 41653

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,818 sqft · built 1930
Lot Size0.149 acres (6,500 sqft)
OwnerIndividual Name on File
Last Sale$114,800 (May 2021)
Tax Bill$1,259 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Feb 2021 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN045-30-29-043.00

Property Details

APN / Parcel Number

Primary APN045-30-29-043.00
Alternative APN
  • 19594

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,818 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Exterior MaterialComposition/Composite
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,500 sqft (0.149 acres)
Lot Dimensions100 ft deep x 65 ft wide
TerrainRolling
Garage TypeAttached
Garage Area286 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number19594
Street Address424 DEEP ST
CityPRESTONSBURG
StateKY
Zip41653-7921
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE & LOT
JurisdictionFLOYD KY
Township / Civil DivisionPRESTONSBURG
Census Block Group3
Census Block3011
Census Tract920100

Owner

424 Deep St is owned by an individual who bought it in May 2021.

Source: Floyd County records, as of November 26, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address434 DEEP ST, PRESTONSBURG, KY 41653-7921
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 28, 2021Deed, Transfer · Conventional Mortgage
COMMUNITY TRUST BANK INC
Feb 2, 2021Deed, Construction Loan · Construction Mortgage
COMMUNITY TRUST BANK INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 28, 2021 · Amount on File
Deed SaleMay 28, 2021 · Amount on File
Prior SaleFeb 2, 2021 · Amount on File
Deed Document Number0000663604
Deed Book / Page663 / 604
Record UpdatedJun 8, 2026

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionFLOYD KY
Recording DateMay 28, 2021
Property Address424 DEEP ST, PRESTONSBURG, KY 41653-7921
Document Number000663/604
Book / Page663 / 604
Instrument DateMay 18, 2021
Transaction TypeTransfer
Record UpdatedFeb 20, 2023
Title CompanyACCURATE EQUITY GROUP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 45, DWALE, KY 41621-0045

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address424 DEEP ST, PRESTONSBURG, KY 41653-7921

Mortgage

Document Number0000758151
DateMay 28, 2021
Instrument758/151
Lender
NameCOMMUNITY TRUST BANK INC
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJun 1, 2036

February 2021: Deed, Construction Loan

Document TypeDeed
JurisdictionFLOYD KY
Recording DateFeb 2, 2021
Property Address424 DEEP ST, PRESTONSBURG, KY 41653-7921
Document Number0000661/96
Book / Page661 / 96
Instrument DateJan 11, 2021
Transaction TypeConstruction Loan
Record UpdatedFeb 20, 2023

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15 GATWICK LN, SIMPSONVILLE, SC 29681-3656

Transferred To (Grantee/Buyer)

NameVerified Name
Address62 HARRIS LN, PRESTONSBURG, KY 41653-1638

Mortgage

Document Number0000752123
DateFeb 2, 2021
Instrument752/123
Lender
NameCOMMUNITY TRUST BANK INC
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term11 Months
DueJan 29, 2022
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 424 Deep St was $1,259.

Source: Floyd County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyFloyd County
MunicipalityPrestonsburg City
Unified School DistrictFloyd County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,259.00$114,500 Land $30,000 Building $84,500$114,500 Land $30,000 Building $84,500
2023$1,269.00$114,500$114,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 424 Deep St in Zone X, an area of minimal flood risk, though there have been 36 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims36 (1982–2026)
Claims Outside the SFHA23 of 36
Most Recent ClaimJul 2026 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, Flooding, Landslides, And Mudslide, Jul 2015 · 3 claims
  • Severe Storms, Flooding, Landslides, And Mudslides, Aug 2014 · 4 claims
  • Severe Storms, Tornadoes, Flooding, And Mudslides, May 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 424 Deep St is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 84% of Kentucky
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPRESTONSBURG CITY UTILITIES
serves 26,788 people · EPA ID KY0360358
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Inter-Mountain Cable
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35

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