Montgomery County property record for 424 Cumberland Trl, Conroe, TX 77302
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,886 sqft · built 1994 |
| Lot Size | 0.241 acres (10,512 sqft) |
| Owner | Individual Name on File |
| Last Sale | $295,260 (May 2022) |
| Tax Bill | $3,027 (2025) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8320-09-14400 |
| Primary APN | 8320-09-14400 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,886 sqft Living Area |
| Gross Area | 2,326 sqft |
| 1st Floor Area | 1,886 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 10,512 sqft (0.241 acres) |
| View / Lot | Primary |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Patio Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 424 CUMBERLAND TRL |
|---|---|
| City | CONROE |
| State | TX |
| Zip | 77302-1086 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | S832009 - RIVER PLANTATION 09, LOT 410 |
| Legal Subdivision | RIVER PLANTATION 09 |
| Legal Lot Number | 410 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | SOUTHEAST MONTGOMERY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 693202 |
424 Cumberland Trl is owned and occupied by an individual who bought it in May 2022.
Source: Montgomery County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 424 CUMBERLAND TRL, CONROE, TX 77302-1086 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2022 · Amount on File |
| Deed Sale | May 12, 2022 · Amount on File |
| Prior Sale | Jul 17, 1998 · Amount on File |
| Deed Document Number | 202260679 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | May 12, 2022 |
| Property Address | 424 CUMBERLAND TRL, CONROE, TX 77302-1086 |
| Document Number | 0000060679 |
| Map Reference | CAB A SH 87B |
| Instrument Date | May 11, 2022 |
| Instrument | 2022060679 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2025 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 424 CUMBERLAND TRL, CONROE, TX 77302-1086 |
| Document Number | 0000060680 |
|---|---|
| Date | May 12, 2022 |
| Instrument | 2022060680 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
The 2025 property tax bill for 424 Cumberland Trl was $3,027 with exemptions applied, down 26.1% from the year before.
Source: Montgomery County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Conroe Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $273,425 (-) Land $31,536 Building $241,889 | $273,425 (-) Land $31,536 Building $241,889 | |
| 2025 | $3,027.00 (-26.13%) Homeowner's exemption Senior Citizen's exemption | $273,425 (+5.98%) Land $31,536 Building $241,889 | $273,425 (+5.98%) Land $31,536 Building $241,889 |
| 2024 | $4,098.00 (-22.93%) Homeowner's exemption | $257,998 (+0.88%) Land $31,536 Building $226,462 | $257,998 (+0.88%) Land $31,536 Building $226,462 |
| 2023 | $5,317.00 Homeowner's exemption | $255,750 Land $31,540 Building $224,210 | $255,750 Land $31,540 Building $224,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 424 Cumberland Trl in Zone X, an area of minimal flood risk, though there have been 94 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 161 policies |
| Nearby Flood Policies | 161 in force |
| Nearby Flood Claims | 94 (2016–2025) |
| Claims Outside the SFHA | 12 of 94 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 424 Cumberland Trl is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST PLANTATION UTILITY DISTRICT serves 1,881 people · EPA ID TX1700283 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tachus Fiber Internet Fiber | 8,000 / 8,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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