424 Culver St, Dekalb, IL 60115 Property Records

DeKalb County property record for 424 Culver St, Dekalb, IL 60115

Property Summary

Property Type	Single Family Home
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on File
Last Sale	$112,000 (Aug 2017)
Tax Bill	$4,240 (2024)
Deeds & Mortgages	Oct 2022 Line of Credit Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-26-102-005`

Property Details

APN / Parcel Number

Primary APN	`08-26-102-005`

Exterior

Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide

Location & Zoning

Account Number	0826102005
Street Address	424 CULVER ST
City	DEKALB
State	IL
Zip	60115-4591
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 60FT OF LOT 27- BLK1 - LAWLERS RESUB
Legal Subdivision	LAWLERS SUB
Legal Block	1
Legal Lot Number	27
Jurisdiction	DE KALB IL
Township / Civil Division	DEKALB
Census Block Group	2
Census Block	2019
Census Tract	1500

Owner

424 Culver St is owned and occupied by an individual who bought it in August 2017.

Source: DeKalb County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	424 CULVER ST, DEKALB, IL 60115-4591
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK & TRUST CO
Aug 4, 2017	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2017 · Amount on File
Deed Sale	Aug 4, 2017 · Amount on File
Deed Document Number	20177569
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	424 CULVER ST, DEKALB, IL 60115-4591
Transaction Type	Mortgage
Record Updated	Nov 11, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010258
Date	Oct 26, 2022
Instrument	2022010258

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	SYCAMORE, IL 60178

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Aug 4, 2017
Property Address	424 CULVER ST, DEKALB, IL 60115-4591
Document Number	0000007569
Instrument Date	Aug 2, 2017
Instrument	7569
Transaction Type	Transfer
Record Updated	Sep 6, 2017
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$112.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 CULVER ST DEKALB IL 601154591, DEKALB, IL 60115-4591

Mortgage

Document Number	7570
Date	Aug 4, 2017
Instrument	7570

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 3, 2047

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	DeKalb Township
Municipality	DeKalb City
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$64,865 Land $9,762 Building $55,103	$194,595 Land $29,286 Building $165,309
2024	$4,240.00
2023		$51,645 Land $7,772 Building $43,873	$154,935 Land $23,316 Building $131,619

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 424 Culver St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 424 Culver St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB serves 40,290 people · EPA ID IL0370100
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	13 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Nearby Properties on Culver St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures