424 Cotton Grass Dr, Loris, SC 29569 Property Records

Horry County property record for 424 Cotton Grass Dr, Loris, SC 29569

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,725 sqft · built 2019
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Dec 2021)
Tax Bill	$1,223 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`300-07-01-0040`

Property Details

APN / Parcel Number

Primary APN	`300-07-01-0040`
Alternative APN	`1001901101`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,725 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	506 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	424 COTTON GRASS DR
City	LORIS
State	SC
Zip	29569-6589
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RED BLUFF VILLAGE; LOT 96
Legal Subdivision	RED BLUFF VILLAGE
Legal Lot Number	96
Jurisdiction	HORRY SC
Township / Civil Division	LONGS
Census Block Group	1
Census Block	1029
Census Tract	30102

Owner

Source: Horry County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	424 COTTON GRASS DR, LORIS, SC 29569-6589
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · VA Mortgage HMA MORTGAGE
Dec 2, 2021	Warranty Deed, Transfer · Conventional Mortgage LUXURY MORTGAGE
Dec 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage CRESCOM BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2021 · Amount on Record
Deed Sale	Dec 2, 2021 · Amount on Record
Prior Sale	Jan 26, 2007 · Amount on Record
Deed Book / Page	4490 / 1672
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Recording Date	Apr 17, 2026
Property Address	424 COTTON GRASS DR, LORIS, SC 29569-6589
Document Number	0000000041
Book / Page	7028 / 1480
Instrument Date	Apr 17, 2026
Instrument	202641
Transaction Type	Mortgage
Record Updated	Aug 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 COTTON GRASS DR, LORIS, SC 29569-6589

Mortgage

Document Number	0000000041,
Date	Apr 17, 2026
Book Page	7028/1480
Instrument	202641

Lender

Name	HMA MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Dec 2, 2021
Property Address	424 COTTON GRASS DR, LORIS, SC 29569-6589
Document Number	0044901672
Book / Page	4490 / 1672
Instrument Date	Dec 1, 2021
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 COTTON GRASS DR, LORIS, SC 29569-6589

Mortgage

Document Number	0064862418
Date	Dec 2, 2021
Instrument	6486/2418

Lender

Name	LUXURY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	424 COTTON GRASS DR, LORIS, SC 29569-6589
Document Number	6159/1755
Instrument Date	Dec 6, 2019
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 COTTON GRASS DR LORIS SC 295696589, LORIS, SC 29569-6589

Mortgage

Document Number	6159/1755
Date	Dec 11, 2019
Book Page	006159/001755

Lender

Name	CRESCOM BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Horry County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,223.00 (-67.87%)
2024	$3,807.00 (+3.03%)	$12,336 (+9.34%) Land $2,800 Building $9,536	$308,398 (+64.02%) Land $70,000 Building $238,398
2023	$3,695.00 (+48.51%)	$11,282 (-) Land $1,694 Building $9,588	$188,030 (-) Land $28,230 Building $159,800
2021	$2,488.00	$11,282 Land $1,694 Building $9,588	$188,030 Land $28,230 Building $159,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	2 (1979–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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