424 Chapel St, Holden, MA 01520 Property Records

Worcester County and Holden Town property record for 424 Chapel St, Holden, MA 01520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,666 sqft · built 1996
Lot Size	0.551 acres (24,003 sqft)
Owner	Individual Name on Record
Last Sale	$239,200 (May 2014)
Tax Bill	$6,989 (2026)
Deeds & Mortgages	Mar 2024 Transfer Apr 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`HOLD M:163 B:43`

Property Details

APN / Parcel Number

Primary APN	`HOLD M:163 B:43`
Alternative APNs	`M:00163 P:00043` `3360`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,666 sqft Living Area
Gross Area	3,112 sqft
1st Floor Area	816 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,003 sqft (0.551 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3360
Street Address	424 CHAPEL ST
City	HOLDEN
State	MA
Zip	01520-1817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Block	43
Jurisdiction	HOLDEN MA
Township / Civil Division	HOLDEN
Census Block Group	1
Census Block	1004
Census Tract	728400

Owner

Source: Worcester County and Holden Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	424 CHAPEL ST, HOLDEN, MA 01520-1817
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Quit Claim Deed, Transfer Quitclaim
Apr 14, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2014 · Amount on Record
Deed Sale	May 28, 2014 · Amount on Record
Prior Sale	Oct 18, 2013 · Amount on Record
Deed Book / Page	52360 / 339
Last Transfer Date	Mar 4, 2024
Transfer Doc	070260-370
Record Updated	Oct 29, 2026

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLDEN MA
Recording Date	Mar 6, 2024
Property Address	424 CHAPEL ST, HOLDEN, MA 01520-1817
Document Number	070260-370
Book / Page	70260 / 370
Instrument Date	Mar 4, 2024
Instrument	16477
Transaction Type	Transfer
Record Updated	Mar 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 CHAPEL ST, HOLDEN, MA 01520-1817

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLDEN MA
Recording Date	Apr 14, 2022
Property Address	424 CHAPEL ST, HOLDEN, MA 01520-1817
Document Number	067437-141
Book / Page	67437 / 141
Instrument Date	Mar 28, 2022
Instrument	41325
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 CHAPEL ST, HOLDEN, MA 01520-1817

Tax Assessment & Valuation

Source: Worcester County and Holden Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Holden Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,989.00 (+3.53%)	$518,500 (+6.45%) Land $197,000 Building $321,500	$580,837 (+26.61%)
2025	$6,751.00 (+8.15%)	$487,100 (+10.43%) Land $187,600 Building $299,500	$458,755
2024	$6,242.00 (+5.15%)	$441,100 (+11.39%) Land $182,200 Building $258,900
2023	$5,936.00	$396,000 Land $158,300 Building $237,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLDEN WATER DIVISION, DPW serves 18,016 people · EPA ID MA2134000
Water Source	Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION
Last State Inspection	Nov 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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