Stanislaus County property record for 424 Chaffee Ln, Waterford, CA 95386
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,687 sqft · built 2001 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $219,000 (Sep 2001) |
| Tax Bill | $4,300 (2026) |
| Deeds & Mortgages | Jan 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-025-024-000 |
| Primary APN | 080-025-024-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,687 sqft Living Area |
| 1st Floor Area | 1,687 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Construction Type | Wood |
| Lot Area | 10,019 sqft (0.23 acres) |
| View / Lot | Cul-De-Sac |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 424 CHAFFEE LN |
|---|---|
| City | WATERFORD |
| State | CA |
| Zip | 95386-9408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLAND ESTATES LOT 2 |
| Legal Subdivision | HIGHLAND ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | WATERFORD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 2801 |
424 Chaffee Ln is owner-occupied and held in a trust since January 2019.
Source: Stanislaus County records, as of October 21, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 424 CHAFFEE LN, WATERFORD, CA 95386-9408 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2001 · Amount on File |
| Deed Sale | Sep 14, 2001 · Amount on File |
| Prior Sale | Mar 15, 2001 · Amount on File |
| Deed Document Number | 2001108303 |
| Last Transfer Date | Jan 23, 2019 |
| Transfer Doc | 0000005201 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Jan 30, 2019 |
| Property Address | 424 CHAFFEE LN, WATERFORD, CA 95386-9408 |
| Document Number | 0000005201 |
| Instrument Date | Jan 23, 2019 |
| Instrument | 5201 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 424 CHAFFEE LN WATERFORD CA 953869408, WATERFORD, CA 95386-9408 |
The 2026 property tax bill for 424 Chaffee Ln was $4,300 with a homeowner's exemption, up 1.5% from the year before.
Source: Stanislaus County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Waterford City |
| Unified School District | Waterford Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $4,300.00 (+1.46%) Homeowner's exemption | $362,626 (+2%) Land $88,599 Building $274,027 |
| 2025 | $4,238.00 Homeowner's exemption | $355,516 Land $86,862 Building $268,654 |
| 2023 | $4,067.00 (+1.57%) Homeowner's exemption | $341,713 Land $83,490 Building $258,223 |
| 2022 | $4,004.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 424 Chaffee Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1997) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 1997 · Severe Storms, Flooding, Mud And Landslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 424 Chaffee Ln is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 41% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WATERFORD serves 8,788 people · EPA ID CA5010006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Also Mapped Here | MODESTO IRRIGATION DISTRICT |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Ayera Technologies, ezWave, Verizon.
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