Lorain County property record for 424 Carol Ln, Elyria, OH 44035 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1985 |
| Square Footage | 1,424 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $227,000 (2023) |
| Tax Bill | $3,640.00 (2024) |
Source: Lorain County records · APN 10-00-005-101-081
Assessment roll updated May 16, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 424 CAROL LN, ELYRIA, OH 44035-8267 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 02, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORPORATION |
| Aug 18, 2023 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage RUOFF MORTGAGE COMPANY INC |
| Mar 23, 2023 | Warranty Deed, Transfer KINGDOM TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 18, 2023 · Amount on Record |
| Deed Sale | Aug 18, 2023 · Amount on Record |
| Prior Sale | Mar 23, 2023 · Amount on Record |
| Deed Doc Number | 2023926197 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 02, 2026 |
| Property Address | 424 CAROL LN, ELYRIA, OH 44035-8267 |
| Document Number | 0000090353 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 202690353 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 424 CAROL LN, ELYRIA, OH 44035-8267 |
| Document Number | 0000090353, |
|---|---|
| Date | Apr 02, 2026 |
| Instrument | 202690353 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 18, 2023 |
| Property Address | 424 CAROL LN, ELYRIA, OH 44035-8267 |
| Document Number | 0000926197 |
| Map Reference | VOL 38 PG 7-9 |
| Instrument Date | Aug 17, 2023 |
| Instrument | 2023-0926197 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 424 CAROL LN, ELYRIA, OH 44035-8267 |
| Document Number | 0000926198 |
|---|---|
| Date | Aug 18, 2023 |
| Instrument | 2023-0926198 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 23, 2023 |
| Property Address | 424 CAROL LN, ELYRIA, OH 44035-8267 |
| Document Number | 0000910303 |
| Map Reference | VOL 38 G 7-9 |
| Instrument Date | Mar 22, 2023 |
| Instrument | 2023-0910303 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2023 |
| Title Company | KINGDOM TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,622.00 (-0.49%) | $76,920 (-) Land $17,840 Building $59,080 | $219,770 (-) Land $50,980 Building $168,790 |
| 2024 | $3,640.00 (+55.36%) | $76,920 (+78.86%) Land $17,843 Building $59,077 | $219,770 (+78.86%) Land $50,980 Building $168,790 |
| 2023 | $2,343.00 (+25.97%) | $43,005 (-0.01%) Land $13,017 Building $29,988 | $122,870 (-) Land $37,190 Building $85,680 |
| 2022 | $1,860.00 | $43,010 Land $13,020 Building $29,990 | |
| 2021 | $122,870 Land $37,190 Building $85,680 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 2% of the US · above 10% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 10-00-005-101-081 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,424 sqft Living Area |
| Gross Area | 1,824 sqft Gross Area |
| 1st Floor | 944 sqft 1st Floor |
| Basement Area | 944 sqft Basement |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 8,712 sqft (0.2 acres) |
| Depth X Width | 125 ft x 70 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Patio Area | 96 sqft Patio |
| Porch Area | 96 sqft Porch |
| Cooling System | None Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 424 CAROL LN |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8267 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CHESTNUT RIDGE HTS SUB #5 70 X 125 |
| Legal Subdivision | CHESTNUT RIDGE HTS SUB 5 |
| Legal Block | 101 |
| Legal Lot Number | 248 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 71202 |
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