Emmet County property record for 424 Carleton St, Petoskey, MI 49770 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.428 acres (18,658 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $334,000 (Aug 2025) |
| Tax Bill | $4,422 (2024) |
| Deeds & Mortgages | May 2021 Mortgage Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-19-05-300-112 |
| Primary APN | 52-19-05-300-112 |
|---|
| Lot Area | 18,658 sqft (0.428 acres) |
|---|
| Street Address | 424 CARLETON ST |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-3011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM 361' S & 330' E OF NW COR OF SW 1/4 OF SW 1/4, TH S 132', E 135', N 132', W 135' TO BEG. SECTION 5, T34N, R5W |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 05 |
| Legal Subdivision | SW4SW4S5 T34N R5W |
| Jurisdiction | EMMET MI |
| Township / Civil Division | PETOSKEY |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 970700 |
Source: Emmet County records · APN 52-19-05-300-112
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2150 FARNON CT, COLORADO SPRINGS, CO 80906-3361 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage 4FRONT CREDIT UNION |
| Dec 18, 2018 | Warranty Deed, Transfer · FHA Mortgage CHEMICAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 22, 2025 · Amount on Record |
| Deed Sale | Aug 22, 2025 · Amount on Record |
| Prior Sale | Dec 18, 2018 · Amount on Record |
| Deed Document Number | 20255222354 |
| Deed Book / Page | 1269 / 322 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 424 CARLETON ST, PETOSKEY, MI 49770-3011 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2021 |
| Name | Verified Name |
|---|---|
| Address | 424 CARLETON ST, PETOSKEY, MI 49770-3011 |
| Document Number | 0000001232/0000000848 |
|---|---|
| Date | May 06, 2021 |
| Book Page | 0000001232/0000000848 |
| Instrument | 5185813 |
| Name | 4FRONT CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 01, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Dec 18, 2018 |
| Property Address | 424 CARLETON ST, PETOSKEY, MI 49770-3011 |
| Document Number | 1208/803 |
| Book / Page | 1208 / 803 |
| Instrument Date | Dec 12, 2018 |
| Instrument | 5161696 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 5161697 |
|---|---|
| Date | Dec 18, 2018 |
| Instrument | 5161697 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 1208/803 |
|---|---|
| Date | Dec 18, 2018 |
| Book Page | 1208/803 |
| Instrument | 5161696 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Emmet County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $204,500 (+33.14%) Land $204,500 | $409,000 (+33.14%) Land $409,000 | |
| 2024 | $4,422.00 | ||
| 2023 | $153,600 Land $153,600 | $307,200 Land $307,200 |
Source: FEMA National Flood Hazard Layer, Emmet County (26047C), updated May 31, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260479707003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2014, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 237 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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