424 Brownway, Benton Harbor, MI 49022 Property Records

Berrien County property record for 424 Brownway, Benton Harbor, MI 49022

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,092 sqft · built 1955
Lot Size0.236 acres (10,280 sqft)
OwnerIndividual Name on Record
Last Sale$92,500 (Jun 2020)
Tax Bill$1,437 (2025)
Deeds & MortgagesAug 2022 Second Mortgage
Jun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-7490-0023-00-5

Property Details

APN / Parcel Number

Primary APN18-7490-0023-00-5
Alternative APN
  • 11-18-7490-0023-00-5

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,092 sqft Living Area
1st Floor Area1,092 sqft
Basement Area1,092 sqft
Unfinished Basement1,092 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRaised Ranch
Lot Area10,280 sqft (0.236 acres)
Lot Dimensions132 ft deep x 78 ft wide
Garage Area330 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address424 BROWNWAY
CityBENTON HARBOR
StateMI
Zip49022-6818
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2 - SINGL
Legal DescriptionLOT 23 THORSEN PARK
Legal SubdivisionTHORSON PARK
Legal Lot Number23
Legal Unit23
JurisdictionBERRIEN MI
Township / Civil DivisionST. JOSEPH
Census Block Group3
Census Block3019
Census Tract700

Owner

Source: Berrien County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address424 BROWNWAY, BENTON HARBOR, MI 49022-6818
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ARBOR FINANCIAL CU
Jun 23, 2020Warranty Deed, Transfer · Conventional Mortgage
MERCANTILE BANK OF MICHIGAN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 23, 2020 · Amount on Record
Deed SaleJun 23, 2020 · Amount on Record
Prior SaleAug 11, 2015 · Amount on Record
Deed Book / Page3279 / 2235
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address424 BROWNWAY, BENTON HARBOR, MI 49022-6818
Transaction TypeMortgage
Record UpdatedNov 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address424 BROWNWAY, BENTON HARBOR, MI 49022-6818

Mortgage

Document Number003383/922
DateAug 18, 2022
Book Page3383/922
Instrument2022360393
Lender
NameARBOR FINANCIAL CU
TypeCredit Union
AddressKALAMAZOO, MI 49009
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueSep 1, 2032

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateJun 23, 2020
Property Address424 BROWNWAY, BENTON HARBOR, MI 49022-6818
Document Number03279/2235
Book / Page3279 / 2235
Map ReferenceLB 13 PG 53
Instrument DateJun 15, 2020
Transaction TypeTransfer
Record UpdatedNov 9, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$795.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address424 BROWNWAY, BENTON HARBOR, MI 49022-6818

Mortgage

Document Number0032791993
DateJun 23, 2020
Instrument3279/1993
Lender
NameMERCANTILE BANK OF MICHIGAN
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionSt. Joseph Charter Township
Unified School DistrictBenton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$68,800 (+52.21%)$137,600 (+52.21%)
2025$1,437.00 (+13.24%)
2023$45,200$90,400
2022$1,269.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2018)
Most Recent ClaimFeb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHWEST MICHIGAN REGIONAL SANITARY SEW
serves 26,780 people · EPA ID MI0003726
Water SourcePurchased surface water from ST JOSEPH
Last State InspectionFeb 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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