Black Hawk County property record for 424 Broadway St, Waterloo, IA 50703 · Last verified June 2026
| Property Type | Commercial |
|---|---|
| Details | 1,920 sqft · built 1966 |
| Lot Size | 0.155 acres (6,760 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,614 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Jun 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 8913-23-208-001 |
| Primary APN | 8913-23-208-001 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,920 sqft Gross Area |
| Overhead Door | Overhead Door |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Concrete Block |
| Roof Material | Metal |
| Lot Area | 6,760 sqft (0.155 acres) |
| Lot Dimensions | 130 ft deep x 52 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 424 BROADWAY ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-5806 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | RICKER AND BRATNOBER LAND CO ADD LOT 5 BLK 10 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 23 |
| Legal Subdivision | RICKER AND BRATNOBER LAND CO |
| Legal Block | 10 |
| Legal Lot Number | 5 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 500 |
Source: Black Hawk County records · APN 8913-23-208-001
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1518 COTTAGE ROW RD, CEDAR FALLS, IA 50613-6833 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES SAVINGS BANK |
| Jun 14, 2017 | Warranty Deed, Transfer · Commercial Mortgage PEOPLES SAVINGS BANK |
| Jun 14, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jan 10, 2008 |
| Transfer Doc | 2008014036 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 424 BROADWAY ST, WATERLOO, IA 50703-5806 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1518 COTTAGE ROW RD, CEDAR FALLS, IA 50613-6833 |
| Document Number | 202300004669 |
|---|---|
| Date | Sep 19, 2022 |
| Instrument | 202300004669 |
| Name | PEOPLES SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | DIKE, IA 50624 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 362 Months |
| Due | Nov 05, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jun 14, 2017 |
| Property Address | 424 BROADWAY ST, WATERLOO, IA 50703-5806 |
| Document Number | 201700022039 |
| Instrument Date | Jun 05, 2017 |
| Instrument | 2017-00022039 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $95.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1518 COTTAGE ROW RD, CEDAR FALLS, IA 50613-6833 |
| Investor | Possibly a Property Investor |
| Document Number | 201700022418 |
|---|---|
| Date | Jun 20, 2017 |
| Instrument | 2017-00022418 |
| Name | PEOPLES SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | DIKE, IA 50624 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jun 14, 2017 |
| Property Address | 424 BROADWAY ST, WATERLOO, IA 50703-5806 |
| Document Number | 201700022038 |
| Instrument Date | May 23, 2017 |
| Instrument | 2017-00022038 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,614.00 | $74,410 (-) Land $13,520 Building $60,890 | $74,410 (-) Land $13,520 Building $60,890 |
| 2024 | $1,614.00 (+49.72%) | ||
| 2023 | $74,410 (+51.67%) Land $13,520 Building $60,890 | $74,410 (+51.67%) Land $13,520 Building $60,890 | |
| 2022 | $1,078.00 | $49,060 Land $13,520 Building $35,540 | |
| 2021 | $49,060 Land $13,520 Building $35,540 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130005002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Reduced by levee depends on levee performance |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 10 (1998–2016) |
| Most Recent Claim | Sep 2016, river or lake flooding, Severe Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 220 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Mediacom Communications | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: AMG Technology Investment Group, LTD Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.
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