Clay County property record for 424 Boyd St, Celina, TN 38551
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,160 sqft · built 1981 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $154,000 (Sep 2001) |
| Tax Bill | $1,228 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 014042 00403 |
| Primary APN | 014042 00403 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,160 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Upper Floors Area | 1,080 sqft |
| Basement Area | 1,080 sqft |
| Unfinished Basement | 1,080 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 130,680 sqft (3 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 1,040 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 424 sqft |
| Deck Area | 400 sqft |
| Patio Area | 400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 424 BOYD ST |
|---|---|
| City | CELINA |
| State | TN |
| Zip | 38551-6134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 05, COUNTY AREA: R01 |
| Jurisdiction | CLAY TN |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 955000 |
424 Boyd St is owned and occupied by two individuals who bought it in September 2001.
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 424 BOYD ST, CELINA, TN 38551-6134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 20, 2001 · Amount on File |
| Deed Sale | Sep 20, 2001 · Amount on File |
| Prior Sale | Jan 1, 1983 · Amount on File |
| Deed Book / Page | 75 / 596 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY TN |
| Recording Date | May 18, 2026 |
| Property Address | 424 BOYD ST, CELINA, TN 38551-6134 |
| Document Number | 0000000704 |
| Book / Page | 190 / 481 |
| Instrument Date | May 9, 2026 |
| Instrument | 2026704 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 424 BOYD ST, CELINA, TN 38551-6134 |
| Document Number | 0000000704, |
|---|---|
| Date | May 18, 2026 |
| Book Page | 190/481 |
| Instrument | 2026704 |
| Name | MARION BANK AND TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 424 Boyd St was $1,228.
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,228.00 | $47,250 Land $7,150 Building $40,100 | |
| 2023 | $47,250 (-) Land $7,150 Building $40,100 | ||
| 2022 | $1,229.00 | $47,250 Land $7,150 Building $40,100 | $189,000 Land $28,600 Building $160,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 424 Boyd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2010–2025) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 424 Boyd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Twin Lakes Fiber | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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