424 Black Horse Rd, Moncks Corner, SC 29461 Property Records

Berkeley County property record for 424 Black Horse Rd, Moncks Corner, SC 29461

Property Summary

Property Type	Single Family Home
Details	1,747 sqft · built 2010
Lot Size	0.208 acres (9,066 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Aug 2025)
Tax Bill	$1,319 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`211-11-02-100`

Property Details

APN / Parcel Number

Primary APN	`211-11-02-100`
Alternative APN	`211-00-02-102`

Interior

Stories	1 Story
Building Area	1,747 sqft Finished Area
Gross Area	2,457 sqft
1st Floor Area	1,747 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,066 sqft (0.208 acres)
Garage Area	462 sqft

Exterior Amenities

Porch	Slab
Porch Area	30 sqft
Deck Area	218 sqft
Patio Area	218 sqft

Location & Zoning

Street Address	424 BLACK HORSE RD
City	MONCKS CORNER
State	SC
Zip	29461-5275
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	ASSESSMENT DISTRICT: 333CARRIAGE RUNLOT 24 - POCKET D
Legal Subdivision	CARRIAGE RUN (SPRING GROVE PLANT
Legal Lot Number	24
Jurisdiction	BERKELEY SC
Township / Civil Division	MONCKS CORNER
Census Block Group	3
Census Block	3010
Census Tract	20602

Owner

424 Black Horse Rd is owned and occupied by two individuals who bought it in August 2025.

Source: Berkeley County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	424 BLACK HORSE RD, MONCKS CORNER, SC 29461-5275
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Aug 18, 2021	Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Apr 18, 2018	Grant Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2025 · Amount on File
Deed Sale	Aug 25, 2025 · Amount on File
Prior Sale	Aug 18, 2021 · Amount on File
Deed Document Number	202528214
Deed Book / Page	5301 / 448
Prior Transfer Date	Apr 20, 2010
Prior Transfer Doc	8410/0225
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	424 BLACK HORSE RD, MONCKS CORNER, SC 29461-5275
Transaction Type	Mortgage
Record Updated	Nov 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 BLACK HORSE RD, MONCKS CORNER, SC 29461-5275

Mortgage

Document Number	04404/0401
Date	Nov 1, 2022
Book Page	4404/401
Instrument	2022041660

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 18, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Aug 18, 2021
Property Address	424 BLACK HORSE RD, MONCKS CORNER, SC 29461-5275
Document Number	3934/0943
Book / Page	3934 / 943
Map Reference	CAB Q PG 360B
Instrument Date	Jul 14, 2021
Instrument	2021039227
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	COOPERATIVE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,060.05
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 BLACK HORSE RD, MONCKS CORNER, SC 29461-5275

Mortgage

Document Number	2021039228
Date	Aug 18, 2021
Instrument	2021039228

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKELEY SC
Recording Date	Apr 18, 2018
Property Address	424 BLACK HORSE RD, MONCKS CORNER, SC 29461-5275
Document Number	2725/0179
Book / Page	002725 / 000179
Instrument Date	Apr 13, 2018
Instrument	12831
Transaction Type	Transfer
Record Updated	May 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$231.99
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 BLACK HORSE RD MONCKS CORNER SC 294615275, MONCKS CORNER, SC 29461-5275

Mortgage

Document Number	2725/0183
Date	Apr 18, 2018
Book Page	002725/000183
Instrument	12832

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 17, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 424 Black Horse Rd was $1,319 with a homeowner's exemption, up 4.3% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$342,300 (+2,723.33%) Land $80,000 Building $262,300	$342,300 (+12.93%) Land $80,000 Building $262,300
2025	$1,319.00 (+4.27%) Homeowner's exemption	$12,124 (-) Land $2,600 Building $9,524	$303,100 (-) Land $65,000 Building $238,100
2024	$1,265.00 Homeowner's exemption	$12,124 Land $2,600 Building $9,524	$303,100 Land $65,000 Building $238,100
2022	$1,300.00 Homeowner's exemption	$10,840 Land $1,800 Building $9,040	$271,000 Land $45,000 Building $226,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 424 Black Horse Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 424 Black Horse Rd is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 66% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONCKS CORNER serves 8,956 people · EPA ID SC0810001
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Sep 2025
Also Mapped Here	BCWSA SANGAREE W/D (0820002)
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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