424 Arch St, Spring City, PA 19475 Property Records

Chester County property record for 424 Arch St, Spring City, PA 19475

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,482 sqft · built 1930
Lot Size	0.177 acres (7,717 sqft)
Owner	2 Individual Names on File
Last Sale	$424,990 (May 2026)
Tax Bill	$552 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-6A-7`

Property Details

APN / Parcel Number

Primary APN	`21-6A-7`
Alternative APNs	`2106A00070000` `2106A0007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,482 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2025
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	7,717 sqft (0.177 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	424 ARCH ST
City	SPRING CITY
State	PA
Zip	19475-1717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LOT & DWG
Jurisdiction	CHESTER PA
Township / Civil Division	EAST VINCENT
Census Block Group	1
Census Block	1024
Census Tract	311000

Owner

424 Arch St is owned and occupied by two individuals who bought it in May 2026.

Source: Chester County records, as of June 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	424 ARCH ST, SPRING CITY, PA 19475-1717
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2026 · Amount on File
Deed Sale	May 27, 2026 · Amount on File
Prior Sale	Mar 27, 2025 · Amount on File
Deed Document Number	202612124404
Deed Book / Page	11586 / 1795
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTER PA
Recording Date	May 27, 2026
Property Address	424 ARCH ST, SPRING CITY, PA 19475-1717
Document Number	0012124404
Book / Page	11586 / 1795
Instrument Date	May 8, 2026
Instrument	202612124404
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	GREYSTONE SETTLEMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429,239.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 ARCH ST, SPRING CITY, PA 19475-1717

Mortgage

Document Number	0012124405,
Date	May 27, 2026
Instrument	202612124405

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 424 Arch St was $552.

Source: Chester County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Chester County
County Subdivision	East Vincent Township
Unified School District	Owen J. Roberts School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$552.00	$126,990 (-) Land $27,490 Building $99,500	$126,990 (-) Land $27,490 Building $99,500
2025		$126,990 (+37.14%) Land $27,490 Building $99,500	$126,990 Land $27,490 Building $99,500
2024	$3,803.00	$92,600 Land $27,490 Building $65,110
1998			$126,990 Land $27,490 Building $99,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 424 Arch St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1979–2014)
Claims Outside the SFHA	3 of 8
Most Recent Claim	May 2014 · river or lake flooding
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 424 Arch St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PA AMERICAN ROYERSFORD private · serves 49,508 people · EPA ID PA1150166
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20