424 7th Ave, Watervliet, NY 12189 Property Records

Albany County and Watervliet City property record for 424 7th Ave, Watervliet, NY 12189

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 961 sqft · built 1924
Lot Size	0.091 acres (4,000 sqft)
Owner	Individual Name on Record
Last Sale	$82,500 (Aug 2004)
Tax Bill	$4,063 (2026)
Deeds & Mortgages	May 2021 Mortgage Nov 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`011800 44.49-1-32`

Property Details

APN / Parcel Number

Primary APN	`011800 44.49-1-32`
Alternative APNs	`180004404900010320000000` `04404900010320000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	961 sqft Living Area
1st Floor Area	961 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1960
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	4,000 sqft (0.091 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Porch	Slab
Porch Area	192 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	04404900010320000000
Street Address	424 7TH AVE
City	WATERVLIET
State	NY
Zip	12189-3844
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	1
Legal Lot Number	32.000
Jurisdiction	ALBANY NY
Township / Civil Division	WATERVLIET
Census Block Group	1
Census Block	1002
Census Tract	13400

Owner

Source: Albany County and Watervliet City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	424 7TH AVE, WATERVLIET, NY 12189-3844
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL COMMUNICATIONS FCU
Nov 2, 2018	Quit Claim Deed, Transfer Quitclaim
Nov 2, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2004 · Amount on Record
Deed Sale	Aug 9, 2004 · Amount on Record
Deed Book / Page	2776 / 145
Last Transfer Date	Oct 22, 2018
Transfer Doc	0000024530
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	424 7TH AVE, WATERVLIET, NY 12189-3844
Transaction Type	Mortgage
Record Updated	Apr 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003303
Date	May 3, 2021
Instrument	R2021-13303

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALBANY NY
Recording Date	Nov 2, 2018
Property Address	424 7TH AVE, WATERVLIET, NY 12189-3844
Document Number	0000024530
Instrument Date	Oct 22, 2018
Instrument	24530
Transaction Type	Transfer
Record Updated	Dec 21, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 7TH AVE WATERVLIET NY 12189, WATERVLIET, NY 12189

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALBANY NY
Recording Date	Nov 2, 2018
Property Address	424 7TH AVE, WATERVLIET, NY 12189-3844
Document Number	0020184530
Book / Page	002018 / 024530
Instrument Date	Aug 1, 2018
Transaction Type	Transfer
Record Updated	Dec 18, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 7TH AVE WATERVLIET NY 121893844, WATERVLIET, NY 12189-3844

Tax Assessment & Valuation

Source: Albany County and Watervliet City assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Watervliet City
Unified School District	Watervliet City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,063.00 Homeowner's exemption
2025		$115,100 (-) Land $28,100 Building $87,000	$195,682 (+18.16%) Land $47,773 Building $147,909
2023		$115,100 Land $28,100 Building $87,000	$165,612 Land $40,432 Building $125,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERVLIET CITY serves 9,889 people · EPA ID NY0110127
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jan 2023
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: T-Mobile.

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