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424 6th Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 424 6th Ave S, Saint Cloud, MN 56301

Property Summary

Property TypeClubs, Lodges, Professional Associations
Details4 bd · 1,116 sqft · built 1941
Lot Size0.17 acres (7,405 sqft)
OwnerCompany Name on File
Last Sale$190,000 (Jun 2022)
Tax Bill$3,124 (2026)
Deeds & MortgagesApr 2026 Construction Loan
Jun 2022 Sale
Flood ZoneZone X (minimal risk)
APN82-52073-0000

Property Details

APN / Parcel Number

Primary APN82-52073-0000

Interior

Bedrooms4 Beds
Total Rooms7 Rooms
Stories1 Story
Building Area1,116 sqft Living Area
1st Floor Area893 sqft

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Architectural StyleMulti-Family
Roof MaterialAsphalt
Lot Area7,405 sqft (0.17 acres)
Lot Width55 ft Width
Garage Area432 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Street Address424 6TH AVE S
CitySAINT CLOUD
StateMN
Zip56301-4302
Property CategoryCommercial
Property TypeCommercial > Retail > Clubs, Lodges, Professional Associations
Local Zoning CodeR3A
Legal DescriptionLOT 010 BLK 039 CURTIS SURVEY ADD SECTION 14 TOWNSHIP 124 RANGE 028 SECTION 14 TOWNSHIP 124 RANGE 028
Legal Range28W
Legal Township124
Legal Section14
Legal SubdivisionCURTIS SURVEY ADD
Legal Block39
Legal Lot Number10
JurisdictionSTEARNS MN
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1011
Census Tract303

Owner

Source: Stearns County records · APN 82-52073-0000

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address28047 ELK LAKE RD E, ZIMMERMAN, MN 55398-8694
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 06, 2026Deed of Trust, Mortgage · Construction Mortgage
FIRST NATIONAL BANK/ELK RIVER
Jun 15, 2022Warranty Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 03, 2022 · Amount on Record
Deed SaleJun 03, 2022 · Amount on Record
Deed Document Number20221422948
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEARNS MN
Recording DateApr 06, 2026
Property Address424 6TH AVE S, SAINT CLOUD, MN 56301-4302
Document Number0001710849
Instrument DateMar 30, 2026
Instrument20261710849
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address29210 151ST ST NW, ZIMMERMAN, MN 55398-4540

Mortgage

Document Number0001710849,
DateApr 06, 2026
Instrument20261710849
Lender
NameFIRST NATIONAL BANK/ELK RIVER
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term15 Months
DueJul 01, 2027
Interest
Rate5.98%
Max Rate-1%

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateJun 15, 2022
Property Address424 6TH AVE S, SAINT CLOUD, MN 56301-4302
Document Number00A1634658
Instrument DateJun 03, 2022
InstrumentA1634658
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28047 ELK LAKE RD E, ZIMMERMAN, MN 55398-8694

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,124.00 (+29.84%)$170,900 (-) Land $40,000 Building $130,900$170,900 (-) Land $40,000 Building $130,900
2025$170,900 (-) Land $40,000 Building $130,900$170,900 (-) Land $40,000 Building $130,900
2023$2,406.00$170,900 Land $25,000 Building $145,900$170,900 Land $25,000 Building $145,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
BIF IV Intrepid HoldCo
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: AT&T, Verizon.

Based on FCC filings for 459 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSaint Cloud
serves 71,321 people
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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