424 4th St, Cloquet, MN 55720 Property Records

Carlton County property record for 424 4th St, Cloquet, MN 55720

Property Summary

Property Type	Multi-Family Dwellings
Lot Size	0.174 acres (7,600 sqft)
Owner	Company Name on File
Last Sale	$92,000 (Sep 2024)
Tax Bill	$3,228 (2026)
Deeds & Mortgages	Oct 2024 Mortgage Jan 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-340-0620`

Property Details

APN / Parcel Number

Primary APN	`06-340-0620`
Alternative APN	`4133`

Exterior

Architectural Style	Multi-Family
Lot Area	7,600 sqft (0.174 acres)

Location & Zoning

Account Number	4133
Street Address	424 4TH ST
City	CLOQUET
State	MN
Zip	55720-2054
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	SELMSERS SUBDIVISION, PROSPECT PARK
Legal Subdivision	SELMSERS SUBDIVISION, PROSPECT PARK
Legal Block	2
Legal Lot Number	28
Jurisdiction	CARLTON MN
Township / Civil Division	CLOQUET
Census Block Group	3
Census Block	3008
Census Tract	70200

Owner

424 4th St, a residential property, is owned by a company that bought it in September 2024.

Source: Carlton County records, as of April 24, 2026

Owner of Record	Company Name on File
Mailing Address	1191 W LAWRENCE RD, CLOQUET, MN 55720-2926
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2024	Quit Claim Deed, Transfer · Conventional Mortgage FRANDSEN BANK & TRUST
Jan 2, 2024	Warranty Deed, Transfer FRANDSEN BANK & TRUST
Jul 6, 2007	Limited Warranty Deed, Transfer · Conventional Mortgage AEGIS WHOLESALE CORP
Jul 6, 2007	Limited Warranty Deed, Foreclosure WEST TITLE LLC
May 16, 2006	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2024 · Amount on File
Deed Sale	Sep 24, 2024 · Amount on File
Prior Sale	Jul 6, 2007 · Amount on File
Deed Document Number	20241694935
Record Updated	Sep 20, 2026

October 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARLTON MN
Recording Date	Oct 1, 2024
Property Address	424 4TH ST, CLOQUET, MN 55720-2054
Document Number	A000518482
Instrument Date	Sep 24, 2024
Instrument	A000518482
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	RESULTS TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1191 W LAWRENCE RD, CLOQUET, MN 55720-2926

Mortgage

Document Number	A000518483
Date	Oct 1, 2024
Instrument	A000518483

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 5, 2029

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Jan 2, 2024
Property Address	424 4TH ST, CLOQUET, MN 55720-2054
Document Number	A000515066
Instrument Date	Dec 29, 2023
Instrument	A000515066
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 SUNNYSIDE DR, CLOQUET, MN 55720-1154

Mortgage

Document Number	A000515067
Date	Jan 2, 2024
Instrument	A000515067

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank

Agreement

Amount	Amount on Record

July 2007: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Jul 6, 2007
Property Address	424 4TH ST, CLOQUET, MN 55720-2054
Document Number	A000410845
Instrument Date	Jun 6, 2007
Instrument	A000410845
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	TITLE RECORDING SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$296.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 14TH ST, CLOQUET, MN 55720-2202

Mortgage

Document Number	A000410846
Date	Jul 6, 2007
Instrument	A000410846

Lender

Name	AEGIS WHOLESALE CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2037

July 2007: Limited Warranty Deed, Foreclosure

Document Type	Limited Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Jul 6, 2007
Property Address	424 4TH ST, CLOQUET, MN 55720-2054
Document Number	A000410842
Instrument Date	Jun 6, 2007
Instrument	A000410842
Transaction Type	Foreclosure
Record Updated	Apr 24, 2026
Title Company	WEST TITLE LLC

Transaction

Tax	$1.65
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10385 WESTMOOR DR STE 100, 100, WESTMINSTER, CO 80021-2577
Investor	Possibly a Property Investor

May 2006: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	CARLTON MN
Recording Date	May 16, 2006
Property Address	424 4TH ST, CLOQUET, MN 55720-2054
Document Number	A000401490
Instrument Date	May 16, 2006
Instrument	A000401490
Transaction Type	Foreclosure
Record Updated	Apr 24, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 424 4th St was $3,228.

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
Municipality	Cloquet City
Unified School District	Cloquet Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,228.00
2025		$152,600 (+5.24%) Land $18,800 Building $133,800	$152,600 (+5.24%) Land $18,800 Building $133,800
2024	$2,000.00	$145,000 (+3.87%) Land $18,800 Building $126,200	$145,000 (+3.87%) Land $18,800 Building $126,200
2023	$2,000.00 Homeowner's exemption	$139,600 (-) Land $18,800 Building $120,800	$139,600 (-) Land $18,800 Building $120,800
2022		$139,600 Land $18,800 Building $120,800	$139,600 Land $18,800 Building $120,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 424 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 424 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cloquet serves 12,864 people · EPA ID MN1090005
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: CenturyLink, CTC.

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