424 2nd St, Elyria, OH 44035 Property Records

Lorain County property record for 424 2nd St, Elyria, OH 44035 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1919
Square Footage	2,464 sqft Living Area
Lot Size	8,276 sqft (0.19 acres)
Garage	Detached, 820 sqft
Occupancy	Owner Occupied
Tax Bill	$526.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`014063-6`
Alternative APN	`06-26-058-000-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Building Area	2,464 sqft Living Area
Gross Area	3,696 sqft Gross Area
1st Floor	1,232 sqft 1st Floor
Basement Area	1,232 sqft Basement
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Architectural Style	Traditional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	8,276 sqft (0.19 acres)
Depth X Width	168 ft x 50 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Type	Detached Garage
Garage Area	820 sqft Garage
Porch Area	456 sqft Porch

Utilities and HVAC

Cooling System	None Cooling
Heating System	Baseboard Heating
Heating Fuel	Gas Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	014063-6
Street Address	424 2ND ST
City	ELYRIA
State	OH
Zip	44035-5317
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DAY FRNT 0050.00 DPTH 0168.00 LOT # 16
Legal Subdivision	DAY
Legal Tract	26
Legal Lot Number	16
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	4
Census Block	4033
Census Tract	97600

Owner

Source: Lorain County records · APN 014063-6

Assessment roll updated May 16, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	424 2ND ST, ELYRIA, OH 44035-5317
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LORAIN OH
Property Address	424 2ND ST, ELYRIA, OH 44035-5317
Document Number	0000769147
Instrument Date	Feb 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 2ND ST ELYRIA OH 440355317, ELYRIA, OH 44035-5317

Mortgage

Document Number	0000769147
Date	Jul 14, 2020
Instrument	769147

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jul 13, 2060

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$526.00	$10,650 (-0.04%) Land $8,120 Building $2,530	$30,440 (-) Land $23,200 Building $7,240
2024	$526.00 (-0.75%)	$10,654 (+12.03%) Land $8,120 Building $2,534	$30,440 (+12.04%) Land $23,200 Building $7,240
2023	$530.00 (+0.19%)	$9,510 (-) Land $7,203 Building $2,307	$27,170 (-) Land $20,580 Building $6,590
2022	$529.00	$9,510 Land $7,200 Building $2,310
2021			$27,170 Land $20,580 Building $6,590

Flood & Wildfire

424 2nd St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.