424 26th St N, Moorhead, MN 56560 Property Records

Clay County property record for 424 26th St N, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.08 acres (3,420 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (May 2020)
Tax Bill	$134 (2026)
Deeds & Mortgages	Dec 2017 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`58.307.0070`

Property Details

APN / Parcel Number

Primary APN	`58.307.0070`

Exterior

Lot Area	3,420 sqft (0.08 acres)

Location & Zoning

Street Address	424 26TH ST N
City	MOORHEAD
State	MN
Zip	56560-2432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME HILLS ADD SUBDIVISIONCD 58307 LOT 22 2
Legal Range	48
Legal Township	139
Legal Section	04
Legal Subdivision	HILLS ADD
Legal Block	2
Legal Lot Number	22
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	4
Census Block	4016
Census Tract	30300

Owner

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	420 26TH ST N, MOORHEAD, MN 56560-2432
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 12, 2020	Warranty Deed, Transfer · Conventional Mortgage BLACKRIDGEBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2020 · Amount on Record
Deed Sale	May 12, 2020 · Amount on Record
Deed Document Number	2020800651
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	424 26TH ST N, MOORHEAD, MN 56560-2432
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000775823
Date	Dec 18, 2017
Instrument	775823

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 28, 2032

Interest

Rate Type	Fixed Rate

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	May 12, 2020
Property Address	424 26TH ST N, MOORHEAD, MN 56560-2432
Document Number	0000800651
Instrument Date	May 11, 2020
Instrument	800651
Transaction Type	Transfer
Record Updated	Jun 17, 2020
Title Company	FM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$578.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	420 26TH ST N MOORHEAD MN 565602432, MOORHEAD, MN 56560-2432

Mortgage

Document Number	800652
Date	May 12, 2020
Instrument	800652

Lender

Name	BLACKRIDGEBANK
Type	Bank
Address	WEST FARGO, ND 58078

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 11, 2035

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$134.00 (-5.63%)	$400 (-) Land $400	$400 (-) Land $400
2025		$400 (-) Land $400	$400 (-) Land $400
2023	$142.00	$400 Land $400	$400 Land $400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Otter Tail Telecom, Verizon.

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