424 1st St, Lodi, CA 95240 Property Records

San Joaquin County property record for 424 1st St, Lodi, CA 95240

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,547 sqft · built 1948
Lot Size	0.167 acres (7,280 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (May 2024)
Tax Bill	$2,718 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2021 Transfer + 3 more
Flood Zone	Zone X (moderate risk)
APN	`041-060-470-000`

Property Details

APN / Parcel Number

Primary APN	`041-060-470-000`
Alternative APN	`041-060-47`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,547 sqft Living Area
1st Floor Area	1,547 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Construction Type	Wood
Lot Area	7,280 sqft (0.167 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	041-060-47
Street Address	424 1ST ST
City	LODI
State	CA
Zip	95240-1040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 30
Legal Subdivision	KOONTZ
Legal Block	1
Legal Lot Number	30
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	3
Census Block	3020
Census Tract	4203

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	424 1ST ST, LODI, CA 95240-1040
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Sep 22, 2021	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Sep 22, 2021	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Dec 12, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 25, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF STOCKTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2024 · Amount on Record
Deed Sale	May 17, 2024 · Amount on Record
Prior Sale	Sep 22, 2021 · Amount on Record
Deed Document Number	202441128
Prior Transfer Date	Oct 15, 2003
Prior Transfer Doc	0000240942
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 30, 2026
Property Address	424 1ST ST, LODI, CA 95240-1040
Document Number	0000059261
Instrument Date	Jun 23, 2026
Instrument	202659261
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	424 1ST ST, LODI, CA 95240-1040

Mortgage

Document Number	0000059261,
Date	Jun 30, 2026
Instrument	202659261

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Nov 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 22, 2021
Property Address	424 1ST ST, LODI, CA 95240-1040
Document Number	0000159434
Map Reference	MB 11 PG 123
Instrument Date	Sep 2, 2021
Instrument	2021-159434
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 1ST ST, LODI, CA 95240-1040

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 22, 2021
Property Address	424 1ST ST, LODI, CA 95240-1040
Document Number	0000159433
Map Reference	MB 11 PG 123
Instrument Date	Aug 31, 2021
Instrument	2021-159433
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 1ST ST, LODI, CA 95240-1040

Mortgage

Document Number	0000159435
Date	Sep 22, 2021
Instrument	2021-159435

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 12, 2019
Property Address	424 1ST ST, LODI, CA 95240-1040
Document Number	0000144685
Instrument Date	Dec 2, 2019
Instrument	144685
Transaction Type	Transfer
Record Updated	Jan 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	424 1ST ST LODI CA 952401040, LODI, CA 95240-1040

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	424 1ST ST, LODI, CA 95240-1040
Document Number	0000108875
Instrument Date	Sep 25, 2018
Transaction Type	Mortgage
Record Updated	Oct 15, 2018
Title Company	NORTH AMERICAN TITLE CONCORD

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	424 1ST ST LODI CA 952401040, LODI, CA 95240-1040

Mortgage

Document Number	0000108875
Date	Oct 1, 2018
Instrument	108875

Lender

Name	BANK OF STOCKTON
Type	Bank
Address	STOCKTON, CA 95201

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,718.00 (-12.04%)
2025	$3,090.00 (-33.48%)	$458,949 (+7.13%) Land $153,000 Building $305,949
2023	$4,645.00 (+2.27%)	$428,400 Land $91,800 Building $336,600	$468,630
2022	$4,542.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 777 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks.

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