42399 Camino Merano, Temecula, CA 92592 Property Records

Riverside County property record for 42399 Camino Merano, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,526 sqft · built 1996
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Nov 2015)
Tax Bill	$6,344 (2025)
Deeds & Mortgages	Apr 2022 Reverse Mortgage Apr 2022 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`954-391-001`

Property Details

APN / Parcel Number

Primary APN	`954-391-001`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,526 sqft Living Area
Gross Area	3,234 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1997
Construction Type	Wood
Roof Material	Tile
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	42399 CAMINO MERANO
City	TEMECULA
State	CA
Zip	92592-6395
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 1 MB 225/057 TR 22916-3
Legal Subdivision	TRACT NO 22916 3 3
Legal Tract	22916-3
Legal Lot Number	1
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1010
Census Tract	43262

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	42399 CAMINO MERANO, TEMECULA, CA 92592-6395
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Deed of Trust, Mortgage · Reverse Mortgage COMMISSIONER OF HOUSING AND URBAN DEVELO
Apr 1, 2022	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Mar 11, 2020	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Mar 6, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2015 · Amount on Record
Deed Sale	Nov 18, 2015 · Amount on Record
Prior Sale	May 9, 2012 · Amount on Record
Deed Document Number	2015507464
Prior Transfer Date	May 10, 1996
Prior Transfer Doc	0000178197
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	42399 CAMINO MERANO, TEMECULA, CA 92592-6395
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42399 CAMINO MERANO, TEMECULA, CA 92592-6395

Mortgage

Document Number	0000157687
Date	Apr 1, 2022
Instrument	2022-0157687

Lender

Name	COMMISSIONER OF HOUSING AND URBAN DEVELO
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.17%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.17%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	42399 CAMINO MERANO, TEMECULA, CA 92592-6395
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42399 CAMINO MERANO, TEMECULA, CA 92592-6395

Mortgage

Document Number	0000157686
Date	Apr 1, 2022
Instrument	2022-0157686

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.17%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.17%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	42399 CAMINO MERANO, TEMECULA, CA 92592-6395
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000113780
Date	Mar 11, 2020
Instrument	2020-0113780

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.63%
Type Change Date	Apr 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	42399 CAMINO MERANO, TEMECULA, CA 92592-6395
Document Number	0000113781
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	Mar 31, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	42399 CAMINO MERANO TEMECULA CA 925926395, TEMECULA, CA 92592-6395

Mortgage

Document Number	0000113781
Date	Mar 11, 2020
Instrument	113781

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1020 Months

Interest

Rate	2.63%

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$556,968 (+2%) Land $72,444 Building $484,524
2025	$6,344.00 (+2.39%) Homeowner's exemption	$546,048 (+4.04%) Land $71,024 Building $475,024
2023	$6,196.00 (+2.26%) Homeowner's exemption	$524,846 Land $68,267 Building $456,579
2022	$6,059.00
2021			$591,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Accel Wireless Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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