42391 Sandy Bay Rd, Bermuda Dunes (Indio), CA 92203 Property Records

Riverside County property record for 42391 Sandy Bay Rd, Bermuda Dunes, CA 92203

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.75 ba · 2,031 sqft · built 1987
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Company Names on File
Last Sale	$445,000 (Apr 2021)
Tax Bill	$6,493 (2025)
Deeds & Mortgages	Jul 2022 Transfer Apr 2021 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`609-112-012`

Property Details

APN / Parcel Number

Primary APN	`609-112-012`

Interior

Bedrooms	2 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,031 sqft Living Area
Gross Area	2,583 sqft
1st Floor Area	2,031 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1989
Construction Type	Wood
Roof Material	Tile
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	42391 SANDY BAY RD
City	BERMUDA DUNES
State	CA
Zip	92203-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 98 MB 048/071 TR 2681
Legal Subdivision	DESERT SPRINGS ESTATES
Legal Tract	2681
Legal Lot Number	98
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	1
Census Block	1007
Census Tract	45214

Owner

42391 Sandy Bay Rd is owned by a company that acquired it in May 2022.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Company Names on File
Mailing Address	42391 SANDY BAY RD, BERMUDA DUNES, CA 92203-1318
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Intrafamily Transfer, Transfer
Apr 9, 2021	Grant Deed, Transfer · Conventional Mortgage KELLER MORTGAGE LLC
May 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN LN CTR
Oct 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN LN CTR
May 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER
Apr 13, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage WOW INVS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2021 · Amount on File
Deed Sale	Apr 9, 2021 · Amount on File
Deed Document Number	2021224321
Last Transfer Date	May 25, 2022
Transfer Doc	0000316040
Record Updated	Sep 20, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 15, 2022
Property Address	42391 SANDY BAY RD, BERMUDA DUNES, CA 92203-1318
Document Number	0000316040
Map Reference	MB 48 PG 71-75
Instrument Date	May 25, 2022
Instrument	2022-0316040
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42391 SANDY BAY RD, BERMUDA DUNES, CA 92203-1318

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 9, 2021
Property Address	42391 SANDY BAY RD, BERMUDA DUNES, CA 92203-1318
Document Number	0000224321
Map Reference	MB 48 PG 71-75
Instrument Date	Mar 18, 2021
Instrument	2021-0224321
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	42391 SANDY BAY RD, BERMUDA DUNES, CA 92203-1318

Mortgage

Document Number	0000224322
Date	Apr 9, 2021
Instrument	2021-0224322

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	42391 SANDY BAY RD, BERMUDA DUNES, CA 92203-1318
Document Number	0000231642
Instrument Date	May 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	42391 SANDY BAY RD BERMUDA DUNES CA 922031318, BERMUDA DUNES, CA 92203-1318

Mortgage

Document Number	0000231642
Date	Jun 1, 2020
Instrument	231642

Lender

Name	FRANKLIN LN CTR
Type	Funding / Finance Company
Address	PALM DESERT, CA 92260

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 31, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	42391 SANDY BAY RD, BERMUDA DUNES, CA 92203-1318
Document Number	0000418509
Instrument Date	Oct 10, 2019
Transaction Type	Mortgage
Record Updated	Oct 28, 2019
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	42391 SANDY BAY RD BERMUDA DUNES CA 922031318, BERMUDA DUNES, CA 92203-1318

Mortgage

Document Number	0000418509
Date	Oct 17, 2019
Instrument	418509

Lender

Name	FRANKLIN LN CTR
Type	Funding / Finance Company
Address	PALM DESERT, CA 92260

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2049

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	42391 SANDY BAY RD, BERMUDA DUNES, CA 92203-1318
Document Number	0000191449
Instrument Date	May 20, 2019
Transaction Type	Mortgage
Record Updated	Jun 10, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	42391 SANDY BAY RD BERMUDA DUNES CA 922031318, BERMUDA DUNES, CA 92203-1318

Mortgage

Document Number	0000191449
Date	May 30, 2019
Instrument	191449

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 29, 2034

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 13, 2018
Property Address	42391 SANDY BAY RD, BERMUDA DUNES, CA 92203-1318
Document Number	0000143692
Instrument Date	Apr 9, 2018
Instrument	143692
Transaction Type	Transfer
Record Updated	Apr 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	42391 SANDY BAY RD BERMUDA DUNES CA 922031318, BERMUDA DUNES, CA 92203-1318

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	42391 SANDY BAY RD, BERMUDA DUNES, CA 92203-1318
Document Number	0000080112
Instrument Date	Feb 27, 2018
Transaction Type	Mortgage
Record Updated	Mar 9, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	41090 PALERMO CT INDIO CA 92201, INDIO, CA 92201

Mortgage

Document Number	0000080112
Date	Mar 2, 2018
Instrument	80112

Lender

Name	WOW INVS LLC
Address	MISSOULA, MT 59808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	Mar 1, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 42391 Sandy Bay Rd was $6,493.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$538,181 (+2%) Land $41,401 Building $496,780
2025	$6,493.00	$527,630 Land $40,590 Building $487,040
2023	$6,242.00 (+1.99%)	$507,144 Land $39,015 Building $468,129
2022	$6,120.00
2021			$393,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42391 Sandy Bay Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1983–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Nov 2025 · rainfall accumulation
Claims by Event	Flash Flooding, Aug 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 42391 Sandy Bay Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MYOMA DUNES MUTUAL WATER COMPANY private · serves 9,445 people · EPA ID CA3310051
Water Source	Groundwater
Last State Inspection	Apr 2025
Also Mapped Here	COACHELLA VWD: COVE COMMUNITY
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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