4239 Watson Ave, Holt, MI 48842 Property Records

Ingham County property record for 4239 Watson Ave, Holt, MI 48842

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,258 sqft · built 1949
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,208 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jun 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-25-05-23-204-002`

Property Details

APN / Parcel Number

Primary APN	`33-25-05-23-204-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,258 sqft Living Area
1st Floor Area	1,258 sqft
Basement Area	762 sqft
Finished Basement	1,258 sqft
Flooring	Softwood

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	137 ft deep x 82.5 ft wide
Garage Type	Detached
Garage Area	689 sqft
Porch	Slab
Porch Area	133 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4239 WATSON AVE
City	HOLT
State	MI
Zip	48842-1731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NOT APP
Legal Description	(DP 961) LOT 18 KELLER'S SUBDIVISION
Legal Subdivision	KELLERS
Legal Lot Number	18
Legal Unit	18
Jurisdiction	INGHAM MI
Township / Civil Division	DELHI
Census Block Group	2
Census Block	2010
Census Tract	5402

Owner

4239 Watson Ave is owned and occupied by two individuals who acquired it in October 2019.

Source: Ingham County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4239 WATSON AVE, HOLT, MI 48842-1731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU
Jun 15, 2022	Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU
Oct 29, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage MICHIGAN STATE UNIVERSITY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 21, 2019
Transfer Doc	0000036473
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	4239 WATSON AVE, HOLT, MI 48842-1731
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4239 WATSON AVE, HOLT, MI 48842-1731

Mortgage

Document Number	0000024100
Date	Sep 16, 2025
Instrument	2025-024100

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 11, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	4239 WATSON AVE, HOLT, MI 48842-1731
Transaction Type	Mortgage
Record Updated	Jun 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4239 WATSON AVE, HOLT, MI 48842-1731

Mortgage

Document Number	0000023764
Date	Jun 15, 2022
Instrument	2022-023764

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	INGHAM MI
Recording Date	Oct 29, 2019
Property Address	4239 WATSON AVE, HOLT, MI 48842-1731
Document Number	0000036473
Map Reference	LB 7 PG 47
Instrument Date	Oct 21, 2019
Instrument	2019-036473
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	LIBERTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4239 WATSON AVE, 4239, HOLT, MI 48842-1731

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4293 WATSON AVE, HOLT, MI 48842-1731

Mortgage

Document Number	0000036474
Date	Oct 29, 2019
Instrument	2019-036474

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4239 Watson Ave was $3,208 with a homeowner's exemption.

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
County Subdivision	Delhi Charter Township
Unified School District	Holt Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,900 (+15.79%) Land $25,000 Building $87,900	$225,800 (+15.79%) Land $50,000 Building $175,800
2025	$3,208.00 Homeowner's exemption	$97,500 Land $25,000 Building $72,500	$195,000 Land $50,000 Building $145,000
2023		$80,400 Land $18,500 Building $61,900	$160,800 Land $37,000 Building $123,800
2022	$2,703.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4239 Watson Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4239 Watson Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANSING BOARD OF WATER & LIGHT serves 166,000 people · EPA ID MI0003760
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: ACD.net, Mercury Fiber, Verizon.

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