4239 Otley Rd, Saint Cloud, MN 56303 Property Records

Stearns County property record for 4239 Otley Rd, Saint Cloud, MN 56303 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,392 sqft · built 1987
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Dec 2025)
Tax Bill	$4,476 (2026)
Deeds & Mortgages	Dec 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-45768-0364`

Property Details

APN / Parcel Number

Primary APN	`82-45768-0364`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,392 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)
Lot Width	150 ft Width
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4239 OTLEY RD
City	SAINT CLOUD
State	MN
Zip	56303-0316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 008 BLK 009 CHANTRY ESTATES SECTION 04 TOWNSHIP 124 RANGE 028 SECTION 04 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	04
Legal Subdivision	CHANTRY ESTATES
Legal Block	9
Legal Lot Number	8
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2017
Census Tract	1003

Owner

Source: Stearns County records · APN 82-45768-0364

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4239 OTLEY RD, SAINT CLOUD, MN 56303-0316
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 02, 2025 · Amount on Record
Deed Sale	Dec 02, 2025 · Amount on Record
Deed Document Number	20251704191
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Dec 02, 2025
Property Address	4239 OTLEY RD, SAINT CLOUD, MN 56303-0316
Document Number	00A1704191
Instrument Date	Nov 14, 2025
Instrument	A1704191
Transaction Type	Transfer
Record Updated	Feb 03, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4239 OTLEY RD, SAINT CLOUD, MN 56303-0316

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,476.00 (+16.44%)	$316,600 (-) Land $40,000 Building $276,600	$316,600 (-) Land $40,000 Building $276,600
2025		$316,600 (+4.35%) Land $40,000 Building $276,600	$316,600 (+4.35%) Land $40,000 Building $276,600
2024	$3,844.00 (+7.25%)
2023	$3,584.00	$303,400 Land $40,000 Building $263,400	$303,400 Land $40,000 Building $263,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271450010032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 286 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
BIF IV Intrepid HoldCo	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Lumen Technologies	DSL	140 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.