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4239 N Cambridge Way, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4239 N Cambridge Way, Pace, FL 32571

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,864 sqft · built 1998
Lot Size0.325 acres (14,157 sqft)
OwnerIndividual Name on File
Last Sale$292,000 (Jul 2018)
Tax Bill$2,414 (2024)
Deeds & MortgagesNov 2021 Mortgage
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN27-2N-29-1651-00G00-0090

Property Details

APN / Parcel Number

Primary APN27-2N-29-1651-00G00-0090

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,864 sqft Heated Area
Gross Area3,461 sqft
1st Floor Area3,348 sqft
FlooringWood
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Lot Area14,157 sqft (0.325 acres)
Lot Dimensions1,420 ft deep x 1,000 ft wide
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area73 sqft
Deck Area40 sqft
Patio Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number272N29165100G000090
Street Address4239 N CAMBRIDGE WAY
CityPACE
StateFL
Zip32571-7373
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionHAMMERSMITH LOT 9 BLK G AS DES IN OR 3751 PG 1086
Legal Range29W
Legal Township02N
Legal Section27
Legal SubdivisionHAMMERSMITH
Legal BlockG
Legal Lot Number9
JurisdictionSANTA ROSA FL
Township / Civil DivisionPACE
Census Block Group2
Census Block2006
Census Tract10303

Owner

4239 N Cambridge Way is owned and occupied by an individual who bought it in July 2018.

Source: Santa Rosa County records, as of October 27, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address4239 N CAMBRIDGE WAY, PACE, FL 32571-7373
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
SOUTH STATE BANK NA
Jul 26, 2018Warranty Deed, Transfer · Conventional Mortgage
UNITED BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 26, 2018 · Amount on File
Deed SaleJul 26, 2018 · Amount on File
Prior SaleJan 22, 2016 · Amount on File
Deed Document Number0037511086
Deed Book / Page3751 / 1086
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address4239 N CAMBRIDGE WAY, PACE, FL 32571-7373
Transaction TypeMortgage
Record UpdatedDec 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4239 N CAMBRIDGE WAY, PACE, FL 32571-7373

Mortgage

Document Number0042091130
DateNov 18, 2021
Book Page4209/1130
Instrument202177242
Lender
NameSOUTH STATE BANK NA
TypeBank
AddressCHARLESTON, SC 29406
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJul 26, 2018
Property Address4239 N CAMBRIDGE WAY, PACE, FL 32571-7373
Document Number0037511086
Book / Page3751 / 1086
Map ReferenceMB G PG5
Instrument DateJul 20, 2018
Instrument201831918
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,044.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5801 HERMITAGE CIR, 5801, MILTON, FL 32570-8797

Transferred To (Grantee/Buyer)

NameVerified Name
Address4239 N CAMBRIDGE WAY, PACE, FL 32571-7373

Mortgage

Document Number0201831919
DateJul 26, 2018
Instrument201831919
Lender
NameUNITED BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$2,414.00 (+7.62%) Homeowner's exemption$217,282 (+3%)$352,569 (+1.01%) Land $53,000 Building $299,569
2023$2,243.00 (+3.08%) Homeowner's exemption$210,953 (+3.28%)$349,041 (+4.09%) Land $53,000 Building $296,041
2022$2,176.00 Homeowner's exemption$204,251$335,336 Land $49,000 Building $286,336

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4239 N Cambridge Way in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 84 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies84 in force
Nearby Flood Claims11 (2014–2020)
Claims Outside the SFHA11 of 11
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4239 N Cambridge Way is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPACE WATER SYSTEM, INC.
private · serves 49,328 people · EPA ID FL1570671
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

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