4239 Craig Rd, Auburndale, FL 33823 Property Records

Polk County property record for 4239 Craig Rd, Auburndale, FL 33823

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,100 sqft · built 1985
Lot Size	1.99 acres (87,111 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Apr 2020)
Tax Bill	$3,242 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Aug 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25-28-19-347500-000103`

Property Details

APN / Parcel Number

Primary APN	`25-28-19-347500-000103`
Alternative APNs	`192825347500000103` `92825000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,100 sqft Living Area
Gross Area	1,688 sqft
1st Floor Area	1,100 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2000
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	87,111 sqft
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	588 sqft

Exterior Amenities

Porch	Enclosed/Unfinished Porch
Porch Area	1,230 sqft
Shed	1 Shed
Shed Area	242 sqft

Location & Zoning

Street Address	4239 CRAIG RD
City	AUBURNDALE
State	FL
Zip	33823-9741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE2
Legal Description	KOSSUTHVILLE FARM UNIT 2 PB 17 PG 51 LOTS 1 E1/2 W 282.64 FT LESS N 10 FT FOR RD R/W & W 282.64 FT OF E1/2 OF 2
Legal Range	25E
Legal Township	28S
Legal Section	19
Legal Subdivision	KOSSUTHVILLE SUBDIVISION UNIT 2
Legal Tract	347500
Legal Block	2
Legal Lot Number	1
Legal Unit	2
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2034
Census Tract	11721

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4239 CRAIG RD, AUBURNDALE, FL 33823-9741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Aug 25, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Apr 17, 2020	Warranty Deed, Transfer PRIME LNDG
Sep 6, 2019	Deed of Trust, Mortgage QUICKEN LNS
Feb 11, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2020 · Amount on Record
Deed Sale	Apr 17, 2020 · Amount on Record
Prior Sale	Sep 7, 2000 · Amount on Record
Deed Document Number	202081429
Deed Book / Page	11209 / 1752
Prior Transfer Date	Oct 31, 2007
Prior Transfer Doc	0000228535
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	4239 CRAIG RD, AUBURNDALE, FL 33823-9741
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4239 CRAIG RD, AUBURNDALE, FL 33823-9741
Investor	Possibly a Property Investor

Mortgage

Document Number	0000042275
Date	Feb 19, 2026
Book Page	13889/462
Instrument	2026042275

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 19, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	4239 CRAIG RD, AUBURNDALE, FL 33823-9741
Transaction Type	Mortgage
Record Updated	Sep 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4239 CRAIG RD, AUBURNDALE, FL 33823-9741
Investor	Possibly a Property Investor

Mortgage

Document Number	0000200269
Date	Aug 25, 2023
Book Page	12814/35
Instrument	2023200269

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	00290

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 14, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 17, 2020
Property Address	4239 CRAIG RD, AUBURNDALE, FL 33823-9741
Document Number	0112091752
Book / Page	011209 / 001752
Instrument Date	Apr 16, 2020
Instrument	81429
Transaction Type	Transfer
Record Updated	May 12, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4239 CRAIG RD AUBURNDALE FL 338239741, AUBURNDALE, FL 33823-9741

Mortgage

Document Number	112091754
Date	Apr 17, 2020
Book Page	011209/001754
Instrument	81430

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	4239 CRAIG RD, AUBURNDALE, FL 33823-9741
Document Number	0109710049
Instrument Date	Sep 6, 2019
Transaction Type	Mortgage
Record Updated	Oct 1, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4239 CRAIG RD AUBURNDALE FL 338239741, AUBURNDALE, FL 33823-9741

Mortgage

Document Number	0109710049
Date	Sep 12, 2019
Book Page	010971/000049
Instrument	192869

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2049

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Feb 11, 2019
Property Address	4239 CRAIG RD, AUBURNDALE, FL 33823-9741
Document Number	0107470595
Book / Page	010747 / 000595
Instrument Date	Nov 7, 2018
Instrument	27620
Transaction Type	Transfer
Record Updated	Feb 22, 2019

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	4239 CRAIG RD AUBURNDALE FL 338239741, AUBURNDALE, FL 33823-9741

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$298,863 (+2.7%)	$328,064 (-1.47%) Land $35,000 Building $293,064
2025	$3,242.00 (-9.94%) Homeowner's exemption	$291,006 (+5.99%)	$332,944 (+5.88%) Land $35,000 Building $297,944
2023	$3,600.00 (+2.83%) Homeowner's exemption	$274,568 (+3%)	$314,451 (+17.96%) Land $10,000 Building $304,451
2022	$3,501.00 Homeowner's exemption	$266,571 Land $8,400 Building $258,171	$266,571 Land $8,400 Building $258,171

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	4 (1991–2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 64% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AUBURNDALE serves 35,239 people · EPA ID FL6530090
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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